Core Viewpoint - Retail investors often enter the market with high hopes but frequently end up facing significant losses due to emotional trading and lack of strategy [1][4]. Group 1: Reasons for Retail Investor Losses - Frequent trading can lead to high transaction fees, which can consume up to 20% of the initial capital [6]. - Human psychology plays a major role in losses; investors may feel like experts during market upswings but hold onto losing positions too long during downturns [6]. - Retail investors are often not truly investing but rather gambling, as their strategies resemble betting rather than informed decision-making [9]. Group 2: Investment Guidelines - Avoid greed; aiming for unrealistic returns can lead to significant losses, while a 10% annual return is already considered exceptional [8]. - Understand that the information available to retail investors is often outdated, as institutional investors have access to advanced tools and data, allowing them to act before retail investors [9].