科技自立自强水平大幅提高是"十五五"时期经济社会发展的主要目标之一，也是金融发力的重点和主 线。11月27日，中国人民银行、科技部等部门联合召开科技金融统筹推进机制第一次会议。会议要求， 持续深化金融供给侧结构性改革，为建设科技强国提供坚实支撑。 如何加快构建与科技创新相适应的科技金融体制，推动科技、产业、金融良性循环？经济日报记者近日 在江苏、浙江等地调研走访时，看到了金融机构和科技企业合力交出的答卷。 贷款供给更有耐心 杭州云深处科技股份有限公司(以下简称"云深处科技")创立于2017年，是一家专注于人形机器人、四足 机器人及核心零部件研发、生产、销售和服务的国家级高新技术企业。尽管已成为"杭州六小龙"之一， 但其成长之路并非一帆风顺。在B轮融资后，企业一度面临研发投入高、订单周期错配、上下游账期不 匹配等问题。2022年3月，杭州银行科技支行基于对云深处科技技术实力、创始人背景及真实订单的深 度研判，给予其500万元纯信用贷款。此后随着公司业务快速扩张，杭州银行将综合授信额度提升至 8000万元，并提供从基础结算到定制化融资的一站式服务。 面对科技型企业日益增长的大额、长周期等融资需求，单一银行往往难以 ...

Core Viewpoint - The China Internet Finance Association held a conference to promote digital credit standards aimed at supporting the development of inclusive finance, emphasizing the importance of digital credit in enhancing financial services and addressing information asymmetry [1][3]. Group 1: Digital Credit Standards - The association released three key standards: "Digital Credit Scoring Guidelines," "Guidelines for the Application of Public Data in Enterprise Credit," and "Credit Evaluation Guidelines for Small and Micro Enterprises and Individual Business Owners" [1][2]. - The "Digital Credit Scoring Guidelines" aim to provide a unified framework for developing digital credit scores, enhancing accuracy and objectivity in credit assessments [2]. - The "Guidelines for the Application of Public Data in Enterprise Credit" are designed to improve the usability and accuracy of public data in enterprise credit activities, promoting its integration [2]. Group 2: Support for Inclusive Finance - High Ming highlighted the need for a robust social credit system and legal framework to support a credit economy, aligning with the central government's focus on inclusive finance and technological innovation [3]. - The conference featured discussions on how digital credit can alleviate information asymmetry and support high-quality development in inclusive finance, reflecting the central financial meeting's objectives [3]. - The association plans to continue developing standards and guidelines in response to emerging trends in the digital credit industry, contributing to the construction of China's digital economy and social credit system [4].