数据安全与合规
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构筑数字化转型高地 助推广东金融与实体协同跃迁
Qi Huo Ri Bao Wang· 2026-01-08 01:36
Core Insights - The core viewpoint of the article emphasizes the digital transformation of the futures industry in Guangdong, which is essential for improving service efficiency, risk management, and meeting the needs of the real economy [1][4]. Group 1: Digital Transformation in Futures Industry - The Guangdong futures industry is leveraging digital transformation to address long-standing issues such as inefficient service processes and inadequate risk management tools for small and medium enterprises [1][3]. - Companies like Guangfa Futures are implementing digital solutions such as pre-accounting platforms and online business processing to enhance service transparency and efficiency [1][2]. - The development of intelligent hedging systems using big data analytics has significantly reduced the time required to design hedging strategies from days to hours [1][2]. Group 2: Integration of Technology and Business - Guangfa Futures has created a global market platform that integrates real-time data from major exchanges, enabling clients to capture market dynamics effectively [2]. - The focus on digital capabilities has become a core competency for companies like Guangzhou Futures, which aims to enhance operational efficiency through automation and online services [2][3]. - Huatai Futures' Tianji platform exemplifies the integration of digital technology with industry needs, providing a comprehensive risk management infrastructure [4][5]. Group 3: Product Innovation and Risk Management - The industry is innovating product offerings to simplify complex risk management processes, such as Huatai Futures' "one-click hedging solution" that generates multiple feasible plans based on basic client inputs [5]. - The "Cumulative Treasure" product from Huatai Changcheng Capital has been well-received, providing significant profit support for clients in challenging market conditions [6]. - The Dragon Spring platform from Zhongzhou Futures offers dynamic hedging solutions and custom versions for enterprises, promoting proactive risk management [7]. Group 4: Collaborative Ecosystem Development - The Guangdong futures industry is focusing on building a collaborative digital ecosystem through platform construction, inter-institutional cooperation, and talent cultivation [10][11]. - Zhongzhou Futures is developing a cross-institutional service network to enhance collaboration and provide comprehensive services to enterprises [10]. - The Tianji platform has successfully registered over 20,000 users and generated more than 60,000 hedging plans, demonstrating its broad reach and impact [11]. Group 5: Future Challenges and Directions - Despite progress, the industry faces challenges such as data security, compliance risks, and the need for deeper integration of technology and business [12][13]. - There is a significant demand for talent that combines expertise in futures with knowledge of advanced technologies like AI and big data [13][14]. - The industry aims to continue evolving by focusing on technology-driven solutions and ensuring compliance with regulations to enhance its value in serving the real economy [15].
徐启昌:70%-80%的大模型项目投资回报未达预期
Xin Lang Cai Jing· 2025-12-20 10:13
专题:财经年会2026:预测与战略暨2025全球财富管理论坛 《财经》年会2026:预测与战略暨2025全球财富管理论坛于2025年12月18-20日在北京举行。神州信息 副总裁、新动力数字金融研究院院长徐启昌指出,行业正经历全方位转型: 一是服务模式从"卖方产品销售"向"买方投顾"转变,聚焦客户终身价值与综合解决方案。 二是客户覆盖从高净值人群扩展至全量客群,涵盖中生代、新生代、银发群体及农村客群。 三是客户需求日趋多元,既包含稳健理财需求,也有高风险高收益诉求,同时延伸至家族传承等场景。 四是产品创新加速,银行理财不仅丰富自有产品体系,还引入公募基金、保险等生态产品。 五是技术支撑逻辑升级,AI成为核心生产工具,重构业务全流程。 《财经》年会2026:预测与战略暨2025全球财富管理论坛于2025年12月18-20日在北京举行。神州信息 副总裁、新动力数字金融研究院院长徐启昌指出,行业正经历全方位转型: 一是服务模式从"卖方产品销售"向"买方投顾"转变,聚焦客户终身价值与综合解决方案。 二是客户覆盖从高净值人群扩展至全量客群,涵盖中生代、新生代、银发群体及农村客群。 三是客户需求日趋多元,既包含稳健理财需 ...
【锋行链盟】港交所IPO审核工作重点
Sou Hu Cai Jing· 2025-09-21 16:52
一、 核心原则与理念 二、 具体审核要点(《上市规则》相关) 审核工作会紧紧围绕《上市规则》(尤其是第八章)和《公司(清盘及杂项条文)条例》的要求展开,主要涵盖以下几个方 面: 1. 主体资格与上市条件 2. 业务与行业披露 港交所的审核理念可以概括为 "以披露为本" ,其核心并非判断一家公司是否"好",而是确保其符合上市资格,并通过充分、准 确、及时的信息披露,让投资者能够自行判断公司的价值和风险。 以下是港交所IPO审核的几个核心工作重点,分为原则性重点和具体审核要点两个层面: 3. 公司治理与内部控制 1. 披露为本(Disclosure-based):这是港交所审核的基石。审核的重点是确保招股说明书(Prospectus)的内容没有重大遗 漏或虚假陈述,所有可能影响投资者决策的重大信息(包括正面和负面)都已清晰、准确地披露。 2. 适合上市(Suitability for Listing):审核公司是否符合《上市规则》中规定的定量(如盈利、市值、收入)和定性(如业 务可持续性、管理层诚信)的上市门槛。 3. 投资者保护(Investor Protection):确保发行结构公平,公司治理结构健全,并保 ...
智能体存数据黑箱 用户数据流向何处
2 1 Shi Ji Jing Ji Bao Dao· 2025-07-03 00:46
21世纪经济报道记者 王俊 陈勇杰 北京、广州报道 2025年,被称为"智能体元年"。这是AI发展路径上的一次范式突变:从"我说AI答"到"我说AI做",从对话生成跃迁到自动执 行,智能体正成为最重要的商业化锚点和下一代人机交互范式。 但越接近落地,风险也越有实感。越能干的智能体,越可能越权、越界,甚至失控。 结合调查问卷和行业访谈,本次《智能体体检报告》从最新发展状况、合规认知度、合规实际案例三个角度,试图回答清楚一 个关键问题:智能体狂奔之时,安全合规是否就绪了? 本篇观点速览 数据黑箱问题突出,个人敏感信息会流向哪里去? 合规责任"击鼓传花",智能体开发者有能力担责吗? App时代数据透明度问题,在智能体时代变得更加棘手。 智能体的协同工作涉及多个环节,每一个环节都可能触发用户数据的收集、存储、调用、跨主体交换。问卷调研显示,近八成 的业内人士担心用户数据泄露的后果。 数据谁能见、谁在用? 以一个典型的使用场景——"让AI帮我写简历"为例,仅在前端展示中,多个平台的智能体就展现出了信息透明度与隐私保护机 制的明显差异。 首先是调用过程的透明度。例如,在讯飞星辰平台上,用户利用"智能简历生成"智能体输入自 ...