进入数字经济时代，提升青少年的金融素养和反诈防诈意识至关重要。调研帮扶组希望通过此类活动， 能够帮助孩子们从小树立正确的金钱观和风险防范意识，学会运用法律武器保护自身合法金融权益，为 他们未来的健康成长和美好生活奠定坚实基础。 近日，广州市委金融办及有关金融爱心企业、行业协会赴梅州市平远县大柘镇开展助力乡村振兴专题调 研与帮扶活动。此次活动立足金融赋能，聚焦产业发展与民生改善，通过实地考察、签约见证、公益捐 赠、座谈交流等多种形式，为大柘镇全面推进乡村振兴注入新动能、激发新活力。 深入产业一线，搭建产销对接新桥梁 乡村振兴，产业兴旺是关键。调研帮扶组首先深入田间地头，先后走访了大柘镇田兴村蓝莓基地、乔庄 村脆蜜金桔基地及超南村百香果基地，与基地负责人、种植户深入交谈，详细询问各特色水果的种植规 模、生长周期、市场销路、经济效益以及当前面临的问题，重点关注了现代化农业技术的应用情况，特 别是深入了解了基地引进的智能滴灌系统、智能采摘技术应对劳动力短缺问题、探索使用无人机进行植 保喷药以提高作业效率和安全性等情况。 为打通农产品从田间到餐桌的"最后一公里"，助力优质农产品"出山进城"，调研帮扶组一行还专程前往 超 ...

中国金融投资管理(00605)公布，于2025年10月10日，城开小额贷款(作为贷款人)与客户FE (作为借款人) 订立贷款协议，据此，城开小额贷款同意向借款人授出本金金额为人民币2000万元的贷款，期限为三个 月，利率每年15.6厘。 ...

（文章来源：证券日报） 证券日报网讯三六五网9月25日在互动平台回答投资者提问时表示，公司有一个子公司南京市三六五互 联网科技小额贷款有限公司主要从事互联网小额贷款业务。 ...

中国金融投资管理(00605)发布公告，于2025年9月17日，公司控制的全资附属公司深圳领达小贷(作为贷 款人)与客户FB(雷勇先生，作为借款人)订立贷款协议，据此，深圳领达小贷同意向借款人授出本金金 额为人民币1400万元的贷款，期限为六个月。 ...

智通财经APP讯，中国金融投资管理(00605)发布公告，于2025年9月17日，公司控制的全资附属公司深 圳领达小贷(作为贷款人)与客户FB (雷勇先生，作为借款人)订立贷款协议，据此，深圳领达小贷同意向 借款人授出本金金额为人民币1400万元的贷款，期限为六个月。 ...

格隆汇9月17日丨中国金融投资管理(00605.HK)公告，于2025年9月17日，深圳领达小贷(作为贷款人)与 客户FB(作为借款人)订立贷款协议，据此，深圳领达小贷同意向借款人授出本金金额为人民币1400万元 贷款，期限为6个月。 ...

北京商报讯（记者 宋亦桐）9月17日，北京金融监管局发文表示，在加强"校园贷"监管，明令禁止小额 贷款公司向大学生发放互联网消费贷款的背景下，仍有不法网贷机构暗中将"黑手"伸向校园，北京金融 监管局提醒广大学生及家长：警惕非法"校园贷"，辨别非法外衣，共同保护学生群体茁壮成长。 非法"校园贷"主要有四大类套路，具体来看，套路一：巧立名目勿轻信。不法网贷机构通过电商平台、 社交平台甚至本地生活服务平台引流，给非法"校园贷"披上"培训贷""美容贷""回租贷""刷单贷""求职 贷"等形式多样的外衣，极具迷惑性。 套路二：阴阳合同擦亮眼。不法网贷机构利用部分学生社会经验不足等弱点，有的签订合同的书面金额 远高于学生实际到手金额，有的诱骗学生在空白合同上签字，之后随意填写不利于学生的条款。 套路三：花样引诱莫贪心。不法网贷机构宣称仅凭身份证、学生证即可办理贷款，以"无抵押、高额 度、低利率"为噱头，故意降低门槛、夸大好处，甚至宣称"三分钟到账"，通过诱导性营销，诱导学生 过度消费、超前消费、盲目借贷。部分学生因无力偿还债务而遭受非法催收，引发严重后果。 套路四：以贷养贷要止步。大学生群体一旦出现贷款逾期，不法分子往往采 ...

Core Viewpoint - Zhaoli Microfinance (06866.HK) announced the completion of a name and business scope change for its non-wholly owned subsidiary, Hangzhou High-tech Zone (Binjiang) Xingyao Puhui Microfinance Co., Ltd. This change is part of the company's strategy to focus on risk control and stable operations rather than aggressive expansion [1] Group 1 - The company holds a 66% stake in Xingyao Microfinance, which held a shareholders' meeting on September 5, 2025, to approve the necessary changes [1] - The company will continue to focus on the Huzhou market through its main operating platform, Deqing Jinhui Microfinance Co., Ltd. [1] - The company has reached a consensus to exit the microfinance market and will gradually recover outstanding loans following the changes [1] Group 2 - The strategic shift aims to save operational costs for the group amid the overall market environment [1] - The company prioritizes risk control and stable operations over aggressive scale expansion [1]

Core Viewpoint - The financial performance of Ctrip Microloan Company shows significant growth in revenue and net profit, driven by diversified business operations and the recovery of the tourism consumption finance market [1][2][3] Financial Performance - In the first half of 2025, Ctrip Microloan achieved operating revenue of 293 million yuan, a year-on-year increase of 50.68%, and net profit of 44.29 million yuan, a year-on-year surge of 132.58% [1][2] - The gross profit margin reached 19.29%, and the net profit margin was maintained at 15.12% [2] - As of June 2025, total assets amounted to 7.387 billion yuan, a 9.71% increase from the previous year, with total liabilities of 2.305 billion yuan and net assets of 5.082 billion yuan [2] Business Model and Diversification - Ctrip Microloan's growth is attributed to its diversified business model, leveraging the Ctrip ecosystem to offer various financial products, including self-operated credit loans and cash loans [1][3] - Key products include "Naiquhua" (credit purchase) with a maximum limit of 100,000 yuan and an annual interest rate of 10%-24%, and "Jiequhua" (cash loan) with rates ranging from 7.2%-24% [3] - The company has developed a significant loan balance of approximately 40 billion yuan, with around 10 billion yuan generated through its referral services to third-party financial institutions [3][4] Regulatory and Compliance Challenges - Despite strong performance, Ctrip Microloan faces compliance challenges, including data sharing issues reported by the National Computer Virus Emergency Response Center and numerous complaints regarding aggressive debt collection practices [1][5] - The company must address user information security and regulatory compliance to sustain its growth trajectory [5]

Core Viewpoint - Ctrip Microloan has experienced significant growth in the first half of 2025, with a 50.68% increase in revenue and a net profit that has doubled, driven by the booming tourism industry and increasing consumer demand for travel credit products [2][3]. Financial Performance - Ctrip Microloan achieved a revenue of 293 million yuan in the first half of 2025, marking a year-on-year growth of 50.68%, and a net profit of 44.29 million yuan, which is a 132.58% increase [3]. - In the first quarter of 2025, the company reported a revenue of 136 million yuan, up 44.61% year-on-year, and a net profit of 20.33 million yuan, reflecting a 271.25% increase [4]. - From 2021 to 2024, Ctrip Microloan's revenue surged from 58.59 million yuan to 452 million yuan, a growth of 671.46%, while net profit increased from 1.25 million yuan to 88.73 million yuan, a rise of 7006.78% [4][5]. - The net profit margin improved significantly from 2.94% in 2021 to 19.62% in 2024, indicating enhanced profitability [5]. Industry Context - The tourism sector has seen a rapid increase, with domestic travel reaching 3.285 billion trips in the first half of 2025, a 20.6% increase year-on-year, and total spending of 3.15 trillion yuan, up 15.2% [7]. - Online travel agencies (OTAs) like Ctrip are capitalizing on this trend by offering various credit products to meet consumer needs, with nearly 60% of young travelers willing to use installment payments for their trips [8]. Regulatory Challenges - Despite the impressive growth, Ctrip Microloan faces compliance challenges, including user complaints about aggressive debt collection practices, with 926 complaints reported, primarily related to "violent collection" methods [15][18]. - The company has been flagged for violations regarding the handling of personal information, which raises concerns about user privacy and compliance with regulatory standards [15][17].