Core Insights - Sunshine Agricultural Mutual Insurance Company successfully completed the underwriting of 41,000 electronic insurance policies for crop planting, providing risk coverage of 4.3 billion yuan for insured farmers [1][2] - The company has explored new pathways for agricultural insurance development by leveraging data potential, enhancing data system connectivity, and applying advanced technologies [1][2] Group 1: Traditional Challenges and Solutions - Farmers traditionally face cumbersome procedures and difficulties in information verification during the insurance application process [1] - Sunshine Agricultural Insurance has established a unified and standardized farmland information database by integrating multiple systems, including the Beidahuang land contracting system and the Beidahuang agricultural service app [1][2] - The company has implemented satellite remote sensing verification and blockchain technology to achieve a fully digital transformation of the crop insurance process from application to claims [1][2] Group 2: Technological Empowerment and Efficiency - By standardizing data and accurately matching land contracting with farmland resource management systems, the company has automated the generation of electronic insurance applications [2] - The time for underwriting has been reduced from approximately 45 days to around 10 days, allowing farmers to complete the insurance purchase process easily through a mobile app with no paper materials or on-site waiting [2] - Key data such as electronic policies, verification images, and electronic signatures are stored on the blockchain in real-time, ensuring data integrity and immutability [2] Group 3: Future Directions - Sunshine Agricultural Insurance plans to continue deepening the application of technology and summarizing experiences to enhance work efficiency and service quality [2] - The company aims to strengthen risk protection for agricultural development through a model that integrates insurance, technology, and services [2]

苏州市财政局介绍，下一步，将持续深化农业保险供给侧改革，探索更多"保险+"创新产品，构建 与现代农业发展相适应的多层次保障体系，为苏州市农业现代化贡献更多保险力量。 此外，创新抗旱资金使用，苏州统筹应急资金1530万元，实施叶面肥喷施217.1万亩次、人工增雨6 次，抗旱补水6.34万亩，各承保机构投入防灾减损资金52.23万元，凝聚起"政保协同"的抗旱合力，推动 我市小麦试验田单产逆势提升，张家港市攻关田更创下685.51公斤/亩的江南麦区新纪录。 苏州还致力打造智慧农险平台，创新风险管理模式。构建"天—空—地"一体化智能监测体系，实现 风险管控精准化、理赔服务高效化。比如，运用卫星遥感对小麦实施全周期动态监测，灾害识别准确率 达92%，较传统人工查勘效率提升4倍；创新"无人机+AI"定损模式，在9.73万亩受灾区域应用无人机航 拍，定损精度达95%；构建智慧预警网络，通过微信服务号、短信平台向2.3万农户实时推送气象预警 及减灾减损建议，为农户争取黄金抗灾窗口期。 夏粮生产是保障全年粮食安全的"第一仗"，农业保险在其中发挥着重要作用。据苏州市财政局消 息，今年苏州小麦完全成本保险承保面积达112.8万亩， ...