Core Viewpoint - The article emphasizes the benefits of a target investment strategy offered by the bank, which includes automatic profit-taking features to help investors manage their investments more effectively [10][17][20]. Summary by Sections Investment Strategy - The target investment strategy allows investors to set predefined profit goals, such as 5%, 10%, 15%, or 20%, and the system will automatically take profits once these targets are reached [19][20]. - This approach alleviates the stress of timing the market and reduces emotional trading, as investments are made systematically [12][13]. Benefits of Target Investment - The strategy offers three main advantages: it simplifies the decision-making process regarding when to buy, it automates regular purchases to avoid emotional reactions during market fluctuations, and it helps average the investment cost over time [13][15]. - The target investment strategy is designed to be user-friendly, allowing investors to engage in a more relaxed investment process without the burden of constant decision-making [21]. Performance and Selection Criteria - The article highlights that the selected funds for the target investment strategy are chosen based on their long-term performance and stability, ensuring they are suitable for regular investment [15][17]. - The strategy focuses on funds that have shown consistent performance and are appropriate for systematic investment [15].

Core Viewpoint - The article emphasizes the importance of "target investment" as a strategy to navigate the volatile market, allowing investors to set specific goals for their investments and manage risks effectively [1][10]. Group 1: Target Investment Concept - "Target investment" is defined as an investment tool that allows investors to set a specific target return rate for their investments [3]. - Upon reaching the target return, the system supports automatic profit-taking, helping investors secure their gains [4]. Group 2: Investment Strategy - The strategy involves phased investments, allowing investors to make small, incremental investments, which reduces the pressure of timing the market [5]. - Market fluctuations present opportunities to acquire more shares at lower prices, thereby averaging the cost of holdings [5]. Group 3: Product Selection - The article highlights the need for careful selection of investment products, especially in a complex market environment [6]. - "Target investment" will utilize a multi-dimensional screening process to match investors with suitable products, enhancing their investment experience [7]. Group 4: Setting Goals - Investors can flexibly set their "small goals" based on desired return rates and investment periods, such as 5%, 10%, 15%, or 20% [11]. - The approach helps investors remain focused on their goals amidst market volatility, reducing emotional responses to market noise [12]. Group 5: Smart Profit-Taking - The "smart profit-taking" feature allows investors to lock in profits automatically when their target return is achieved, preventing potential losses from market downturns [16]. - This feature encourages investors to take profits and potentially reinvest in new opportunities [16].