2025年,是"十四五"规划的收官之年,也是"十五五"规划的谋篇布局之年。 "十四五"以来,面对田间地头、鸭舍间的县域产业发展难题,省农信联社给出金融解题方案；面对厂房、 生产线、技术研发的经营主体需求,省农信联社弹奏出助力科创企业跑出"加速度"的金融和弦。 播撒金融甘霖,助力乡村产业发展 省农信联社始终把助力乡村振兴,服务"三农"作为核心使命,以实际行动服务实体经济,打造乡村振兴齐鲁 样板。 阳谷地处黄河沿岸,具有鲜明的黄河流域特色农业布局。往年,阳谷县寿张镇合盛果蔬专业合作社在300亩 苹果园丰收时,总会因缺乏仓储设施选择集中出售苹果,影响了价格。今年,阳谷农商银行四棚支行了解到 合作社修建保鲜库资金需求,主动上门对接,三天内发放40万元贷款。有了冷库,苹果能错峰销售,合作社更 加从容了。 成武县汶上集镇秦田庄村的蝶变是农商银行发展绿色金融、支持沿黄发展的生动缩影。这个人口822 人、耕地2405亩的村庄,曾面临空心化、空巢化、老龄化困境。在成武农商银行的信贷支持下,村"两 委"把闲置宅院改造成花园、果园、菜园、游园,使村庄成为乡村振兴示范村。 近年来,全省农商银行学习运用"千万工程"经验,全面助力打造乡 ...

Core Viewpoint - Zhejiang Yongcheng Rural Commercial Bank focuses on serving agriculture, small and micro enterprises, and the real economy, achieving qualitative and quantitative growth in its business operations [1][2]. Group 1: Financial Services and Innovations - The bank has tailored financial products for high-tech enterprises like Tianyuan Biotechnology, utilizing a combination of real estate collateral and various credit loans to address funding challenges [1]. - Yongcheng Rural Commercial Bank has developed a comprehensive credit product matrix to meet the diverse financial needs of enterprises at different stages of development [2]. - The bank leverages blockchain technology to enhance financing options for foreign trade enterprises, offering products such as "Logistics E-loan" and "Blockchain Instant Loan" to reduce financing costs and mitigate export risks [2][3]. Group 2: Support for Export Enterprises - The bank has implemented measures to support export enterprises, including waiving foreign exchange settlement fees and providing favorable exchange rates, which have helped companies like Fulei Auto Parts reduce financial costs [2]. - As of the end of April, the bank has issued over 1 billion yuan in special loans to more than 200 foreign trade enterprises, resulting in an average financing cost reduction of 1.2 percentage points [3].