来源：经济观察网 经济观察网 根据公开信息及市场数据，苏新服务（02152.HK）近期成交清淡主要与以下因素相关： 股票近期走势 资金面与技术面 苏新服务在2026年2月16日至20日期间，区间成交量为0股，成交额为零港元，换手率持续为0%。该股 流通股本为2604.7万股，总市值约4.85亿港元，属于小市值股票，天然流动性较低。资金流向显示，近 期散户资金呈净流出（如2月9日净流出6850港元），主力资金全程无参与，进一步削弱交易活跃度。 公司基本面 业绩表现分化：2025年中期报告显示，公司合约建筑面积同比增长57.2%至2830万平方米，但毛利同比 下降6.0%，物业租赁服务收入同比下滑46.1%。贸易应收款增至5.67亿元（较2024年末增长29.4%），回 款周期较长可能影响现金流预期。 行业竞争加剧：物业服务行业面临毛利率压力，苏新服务2025年中期毛利率为17.0%，同比下滑2.7个百 分点。同期港股物业服务及管理板块近5日涨幅1.55%，但苏新服务股价表现弱于板块指数。 技术指标信号偏弱：截至2月20日，股价位于布林带中轨（4.865港元）附近，MACD柱状图虽转正但幅 度较小（0.058）， ...

"作为中国智能网联新能源汽车领域的深度参与者，我们深刻认识到，着力破解新能源车险'投保难、保 费贵、承保亏'困局，具有重要的战略与现实意义。"全国政协常委、赛力斯集团董事长张兴海说，金融 监管总局推进新能源车险改革的一系列举措，不仅助力保障消费者权益、打通堵点卡点，更有助于护航 新能源汽车产业高质量发展。 新能源车险投保难题的不断解决，离不开张兴海等代表委员的关注与推动。2025年全国两会期间，张兴 海提出了一份关于完善新能源车险的提案，建议完善风险分担机制，切实解决投保难题。 这是金融监管总局将办理建议提案与实际工作相结合的一个缩影。2025年，金融监管总局承办建议提案 683件，其中全国人大代表建议393件、全国政协委员提案290件。内容主要集中在金融服务实体经济、 防范化解金融风险、深化金融业改革开放、全面加强金融监管等方面。 民营经济是推动创新、促进就业、改善民生的重要力量，如何进一步加强银行信贷对民营经济的支持是 一个重要课题。 全国人大代表、泰豪集团董事会主席黄代放在2025年全国两会期间建议，优化还贷续贷管理机制，扩大 无还本续贷和借新还旧的适用范围，完善合规管理机制，鼓励信贷投放。 通过"读题 ...

落实落细金融支持民营经济25 条举措，深入开展中小微企业金融服务能力提升工程，做好金融服务民 营经济效果评估和小微企业信贷政策导向效果评估，加强对金融机构激励约束。截至 2025 年末，普惠 小微贷款余额 36.6 万亿元，同比增长11.1%。截至 2025 年末，民营经济贷款余额 70.9 万亿元，同比增 长5.5%。印发《关于加强金融服务农村改革 推进乡村全面振兴的意见》《关于金融支持 林业高质量发 展的通知》《关于推广 农业设施和畜禽活体抵押融资的通知》等政策文件，持续提升金融支持乡村振 兴能力和水平，推动盘活农村资源要素，满足农业经营主体多样化融资需求。截至2025 年末，涉农贷 款余额 53.6 万亿元，同比增长6.5%。实施好创业担保贷款、国家助学贷款政策，支持重点群体创业就 业和就学。截至2025 年末，创业担保贷款余额 2419 亿元，助学贷款余额3725亿元。 ...

Core Insights - The article highlights the proactive role of Bank of Communications Ningxia Branch in supporting the healthy development of private enterprises through optimized financial services [1] Group 1: Financial Support for Private Enterprises - As of the end of 2025, the bank aims to serve 4,794 private enterprise clients with a loan balance of 20.8 billion yuan, accounting for over 40% of total loans [1] - The bank plans to issue over 11 billion yuan in credit to private enterprises by 2025, focusing on key sectors such as green credit, high-end manufacturing, and strategic emerging industries [1] - From January to November 2025, the bank issued 14.9 billion yuan in new loans to private enterprises [1] Group 2: Innovative Financial Services - The bank has initiated a syndicate loan of 1 billion yuan for a private enterprise's energy storage project, marking the first of its kind in the region [1] - A customized online product called "Ningyi Loan" has been launched, providing 124 million yuan in loans to 16 small and micro enterprises since its introduction in May [2] Group 3: Resource Allocation and Service Quality - The bank is enhancing policy support and resource allocation to ensure effective service delivery to private enterprises, including a dedicated credit growth plan for them [3] - The bank is conducting extensive outreach to private enterprises through events and tailored service plans, aiming to reduce their overall financing costs [3] - The bank emphasizes a balanced approach to risk assessment, ensuring support for private enterprises without violating regulations [3]

Core Insights - The average weighted interest rate for new corporate loans in Guizhou Province from January to July this year is 3.64%, a decrease of 0.45 percentage points year-on-year [1] - The People's Bank of China Guizhou Branch has been actively optimizing financial resource allocation for the private economy, with a focus on enhancing financial support and service levels [1] - By the end of July, the balance of re-loans and rediscounts for supporting agriculture and small enterprises in Guizhou reached 78.255 billion, achieving full policy coverage across 88 counties [1] Financial Support for Private Economy - The balance of loans for the private economy in Guizhou reached 905.124 billion, reflecting a year-on-year growth of 6.16%, which is 0.96 percentage points higher than the growth rate of total loans during the same period [1] - The Guizhou Branch of the People's Bank has established a national credit information sharing platform for small and micro enterprises, involving 20 financial institutions in Guizhou for pilot usage [1] - As of the end of July, pilot financial institutions issued over 1,600 loans through the platform, amounting to over 4 billion, with nearly 90% of these being inclusive small and micro loans and over half being credit loans [1] Financing Channels for Private Enterprises - The province has been expanding financing channels for private enterprises by promoting a unified registration and public announcement system for movable property financing and accounts receivable financing service platforms [2] - Since 2021, the unified registration system has recorded 101,000 new registrations and 444,500 queries, with 1,926 registered users [2] - The accounts receivable financing service platform has facilitated 12,300 new financing transactions, amounting to 487.114 billion, with small and micro enterprises accounting for 85.74% of the financing amount [2]

Group 1 - The private economy is the largest characteristic and advantage of Zhejiang province, with a private economy loan balance reaching 10.66 trillion yuan as of June 2023 [1] - Zhejiang has actively strengthened the connection between government, banks, and enterprises to enhance credit supply, recommending over 10,000 key construction projects to financial institutions, resulting in loans exceeding 2 trillion yuan, with more than one-third allocated to private enterprise investment projects [1] - The province has broadened the range of collateral and promoted financing models such as biological assets and agricultural facilities to improve credit satisfaction for small and micro private entities [1] Group 2 - Zhejiang has implemented the "second arrow" policy to optimize financial supply, enhancing support for private enterprise bond issuance through various initiatives, resulting in 169 private enterprise projects receiving 794 million yuan in bond financing support tools [2] - The province is exploring multi-level financing channels to support private enterprises, with nearly 70% of the stock repurchase and increase loans applied for by financial institutions aimed at supporting private listed companies [2] Group 3 - Zhejiang has optimized cross-border financial services to facilitate foreign exchange investment and financing for private enterprises, with 43 banks included in the pilot program and 5,822 quality enterprises registered, of which 84% are small and micro private enterprises [3] - The province is guiding enterprises to utilize government financing guarantees and exchange rate hedging policies to enhance the risk management capabilities of small and medium-sized enterprises [3]