分融资期限看，当地一周期期限利率最高为15.31%，三月期期限利率最低为8.69%。从不同期限的交易 笔数来看，温州民间借贷主要以一年期为主，占比76.12%。 新华财经杭州12月15日电（记者吕昂）根据温州市人民政府办公室对当地各指数监测点最新统计显示， 2025年11月温州地区民间融资综合利率指数（简称"温州指数"）为12.65%（相当于月息1分05），环比 下降0.23%，同比下降1.49%。 据11月"温州指数"统计，当月融资金额为46.50亿元，环比上升162.30%，同比上升30.26%；交易笔数 11390笔，环比上升105.56%，同比上升104.05%。从融资金额结构看，当地11月小额融资（100万元以 下）金额占比为43.19%，中额融资（大于等于100万元且小于500万元）金额占比为35.58%，大额融资 （大于等于500万元）金额占比为21.23%。小额融资金额占比环比下降20.83个百分点，中额融资金额和 大额融资金额占比环比分别上升18.74和2.09个百分点。 从不同融资主体利率水平来看，温州地区民间融资11月市场主体融资利率为15.33%，环比下降0.16个百 分点；社会直接借 ...

Core Insights - The Wenzhou Comprehensive Financing Rate Index for April 2025 is reported at 13.87%, reflecting a month-on-month increase of 2.08% and a year-on-year decrease of 0.60% [1] - The total financing amount in April reached 318,097.95 million, with 6,934 transactions, marking a month-on-month increase of 22.75% in financing amount and 53.65% in transaction count, while year-on-year figures show a decrease of 21.54% in financing amount and 16.18% in transaction count [1] - The structure of financing amounts indicates that small loans (under 1 million) accounted for 44.08%, medium loans (1 million to 5 million) for 38.07%, and large loans (over 5 million) for 17.85%, with large loans decreasing by 20.90 percentage points month-on-month [1] Financing Rates and Terms - The highest interest rate for a one-month term is 21.19%, up from 20.43% in March, while the lowest for a one-year term is 11.25%, an increase from 9.35% in March [2] - One-year loans dominate the market, accounting for 69.69% of transactions [2] Financing Purposes and Sector Distribution - The primary use of financing in Wenzhou is for business loans, with the distribution being 0.63% for personal consumption, 88.9% for business loans, and 10.47% for bridge financing; business loans saw an increase of 18.98 percentage points month-on-month [2] - Sector-wise, financing is allocated as follows: agriculture 4.6%, services 7.16%, manufacturing 31.52%, real estate 2.59%, and other industries 54.13%, with manufacturing seeing a decrease of 5.12 percentage points month-on-month [2]