Core Insights - The comprehensive financing interest rate index in Wenzhou for October 2025 is reported at 12.88%, showing a month-on-month decrease of 0.65% and a year-on-year decrease of 2.15% [1] - The total financing amount in October was 1.773 billion, reflecting a month-on-month decrease of 57.14% and a year-on-year decrease of 3.98% [1] - The number of transactions in October was 5,541, with a month-on-month decrease of 62.52% but a year-on-year increase of 14.79% [1] Financing Structure - In October, small-scale financing (below 1 million) accounted for 64.02% of the total, medium-scale financing (between 1 million and 5 million) accounted for 16.84%, and large-scale financing (above 5 million) accounted for 19.14% [1] - The proportion of medium-scale financing decreased by 13.80 percentage points month-on-month, while small-scale and large-scale financing proportions increased by 8.31 and 5.49 percentage points, respectively [1] Interest Rates - The financing interest rate for market entities in Wenzhou was 15.49%, showing a month-on-month decrease of 1.23 percentage points [1] - The direct lending rate was 10.06%, with a month-on-month increase of 1.11 percentage points [1] - The financing guarantee fee rate was 0.25%, reflecting a month-on-month decrease of 0.14 percentage points [1] Financing Terms and Uses - The highest interest rate for a one-year term was 23.24%, while the lowest for a six-month term was 11.20% [2] - One-year term transactions dominated, accounting for 80.13% of the total [2] - The primary use of financing was for business loans, with proportions of 87.38% for business loans, 11.84% for bridge financing, and 0.78% for personal consumption [2] - The financing distribution across industries included 73.01% for other industries, 18.49% for manufacturing, 4.89% for agriculture, 3.36% for services, and 0.25% for real estate [2]

Core Insights - The Wenzhou Comprehensive Financing Rate Index for September 2025 is reported at 13.53%, showing a month-on-month decrease of 0.69% and a year-on-year increase of 0.68% [1] - The total financing amount in September reached 4.136 billion, reflecting a month-on-month increase of 22.26% and a year-on-year increase of 38.29% [1] - The number of transactions in September was 14,783, with a month-on-month increase of 53.72% and a year-on-year increase of 139.83% [1] Financing Structure - In September, small-scale financing (below 1 million) accounted for 55.71% of the total, medium-scale financing (1 million to 5 million) for 30.64%, and large-scale financing (above 5 million) for 13.65% [1] - The proportion of large-scale financing decreased by 7.60 percentage points month-on-month, while small and medium-scale financing proportions increased by 6.62 and 0.98 percentage points, respectively [1] Interest Rates - The financing interest rate for market entities in Wenzhou was 16.72%, down by 0.89 percentage points month-on-month [1] - The social direct lending rate was 8.95%, decreasing by 0.35 percentage points month-on-month, while the financing guarantee fee rate increased by 0.05 percentage points to 0.39% [1] Financing Terms and Uses - The lowest interest rate for a one-month term was 7.07%, while the highest for a one-year term was 19.83% [2] - One-year term loans dominate the market, accounting for 73.93% of transactions [2] - The primary use of financing in September was for business loans, which made up 87.93% of the total, followed by bridge loans at 11.59% and personal consumption at 0.48% [2] - The financing distribution across industries included 56.02% for other industries, 23.49% for manufacturing, 10.83% for services, 6.85% for agriculture, and 2.81% for real estate [2]

从不同融资主体利率水平来看，温州地区民间融资8月市场主体融资利率为17.61%，环比上升2.43个百 分点；社会直接借贷利率为9.30%，环比下降0.31个百分点；融资担保费率为0.34%，环比下降0.07个百 分点。 分融资期限看，当地一周期期限利率最高、为28.24%，一年期以上期限利率最低、为9.78%。从不同期 限交易笔数看，温州民间借贷主要以一年期为主，占比79.17%。 新华财经杭州9月10日电 根据温州市人民政府办公室对当地各指数监测点最新监测数据显示，2025年8 月温州地区民间融资综合利率指数（简称"温州指数"）为14.22%（相当于月息1分19），环比上升 1.63%，同比下降1.47%。 据8月"温州指数"统计，当月融资金额为33.83亿元，环比上升51.29%，同比上升71.24%；交易笔数9617 笔，环比上升49.19%，同比上升174.54%。从融资金额结构看，8月小额融资（100万元以下）金额占比 为49.09%，中额融资（大于等于100万元且小于500万元）金额占比为29.66%，大额融资（大于等于500 万元）金额占比为21.25%。中额融资金额占比环比下降6.51个百分点 ...