消费者金融保护
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特朗普政府接管CFPB后,美国人损失超190亿美元金融救济
Guo Ji Jin Rong Bao· 2026-02-10 07:33
在特朗普政府接管消费者金融保护局(CFPB)一年后,据消费者权益倡导者和民主党人估计,美国人 损失了超190亿美元的金融救济。 2月9日,参议员伊丽莎白·沃伦办公室发布了一份报告,指责CFPB通过放弃重要的消费者保护措施、拖 延调查并撤销诉讼,对消费者权益造成了严重损害。沃伦是参议院银行委员会的首席民主党人,也是该 机构在国会中最坚定的支持者之一。 但与此同时,政府和国会的共和党人认为,CFPB的规模过大,权力过度扩张,迫切需要进行缩编并加 以约束。 另一方面,CFPB解决消费者投诉的效率也出现了明显下滑。该机构运营着自己的消费者投诉数据库, 消费者可以在其中指控银行或金融服务公司存在不当行为,CFPB则充当消费者和金融公司之间的中 介,推动问题解决。根据拜登政府时期CFPB的数据,大约一半的消费者投诉能够得到有利于消费者的 解决。然而在特朗普政府时期,解决率已经降至不足5%。 独立三方机构政府问责局(GAO)也发布了一份报告,追踪特朗普政府对CFPB进行的重组与重构。根 据GAO的分析,CFPB在特朗普政府时期已取消数十起针对涉嫌违法者的执法行动,撤销了此前CFPB 管理层声称能有效保护消费者的监管措施。 ...
特朗普过去24小时都忙了什么?(2025-12-31)
Xin Lang Cai Jing· 2025-12-31 10:41
Group 1 - Trump Mobile has postponed the release of its gold smartphone originally scheduled for this year due to delivery delays caused by the U.S. government shutdown [1][2] - A U.S. judge has halted the Trump administration's plan to terminate temporary protection for South Sudanese nationals facing deportation [2] - A federal judge ruled that the Trump administration must apply for funding for the Consumer Financial Protection Bureau (CFPB), stating that the administration's claims about legal obstacles to CFPB funding are an attempt to undermine the agency's transparency efforts [2] - Ukrainian President Zelensky denied claims of a breakdown in U.S.-Ukraine negotiations, confirming ongoing discussions with President Trump regarding the potential deployment of U.S. troops to Ukraine as part of security assurances [2] - A U.S. appeals court has allowed the Trump administration to implement a law that deprives family planning organizations of medical assistance funding in 22 states [2]
美国多个州就消费者金融保护局(CFPB)资金问题提起诉讼
Xin Lang Cai Jing· 2025-12-24 15:19
Group 1 - An alliance of 21 states and Washington D.C. has filed a lawsuit against the federal government, demanding mandatory funding for the CFPB from the Federal Reserve [1] - The lawsuit claims that the CFPB's refusal to draw funds violates the law and harms consumer protection [1]