Group 1 - The core viewpoint of the news is that the Chinese government has introduced a loan interest subsidy policy aimed at service industry operators to reduce financing costs and stimulate consumption and service investment, thereby supporting economic growth and employment in the second half of the year [1][2][5] Group 2 - The loan interest subsidy policy is designed with a "precise drip irrigation" approach, targeting specific sectors to alleviate the financing burden on service industry operators. The subsidy covers eight categories of consumption, including catering, health, elderly care, childcare, housekeeping, cultural entertainment, tourism, and sports [2][4] - The subsidy standard includes a maximum loan amount of 1 million yuan per entity, with a subsidy rate of 1% for a period not exceeding one year. The central and provincial finances will bear 90% and 10% of the subsidy costs, respectively [2][3] Group 3 - The participation of 21 national banks, including major state-owned banks and joint-stock banks, is crucial for the effective implementation of the policy. Banks are committed to streamlining processes and ensuring that the subsidy reaches the intended service industry operators [4] - The policy aims to enhance consumer willingness and capacity by lowering personal consumption credit costs while also alleviating liquidity pressures on service industry operators, thereby strengthening supply-side resilience [5]