全力守护好老年人群体的"养老钱""救命钱"，全省公安机关依托全省养老领域突出问题专项整治工作，持续强化对养老诈骗犯罪 的打击力度。今年以来，已侦破涉老诈骗相关犯罪案件近400起，追缴涉案赃款2400余万元。 从已侦破的案件来看，涉老诈骗手段多样、隐蔽性强，严重侵害老年人的合法权益。结合近期侦办案件，省公安厅刑事侦查总 队总结出近期多发的三种主要类型。 侵吞养老保险类诈骗。今年5月，阜新公安机关破获一起此类案件，2020年至2024年间，以张某为首的犯罪团伙，通过网络、电 话串联社保代办人员，以居间代理、口口相传、网络广告等方式招揽人员收取补缴好处费，并勾结5家关停煤矿矿主，伪造材料捏造 劳动关系，骗取国家养老保险金，造成重大损失。此类诈骗直接损害国家社保基金安全，严重扰乱社保管理秩序。 "真假药品"类诈骗。今年1月，大连公安机关破获一起销售有毒、有害食品案，三名犯罪嫌疑人购进含有保健食品禁止添加成分 的减肥胶囊，以有益健康名义面向老年人加价出售，涉案价值13万余元。此类案件以健康为诱饵，不仅骗取钱财，更对老年人的身 体健康造成直接危害。 "真假孙子"冒充亲属类诈骗。今年4月，锦州陈老太接到"孙子"的电话，称在 ...

Core Insights - Agricultural Bank of China (ABC) successfully prevented potential financial fraud targeting elderly customers by actively engaging with them and identifying suspicious activities [1][2] - The incident highlights the importance of proactive risk management and customer education in safeguarding the financial interests of vulnerable populations, particularly seniors [2] Group 1: Incident Overview - A group of elderly individuals attempted to open digital RMB wallets under suspicious circumstances, prompted by instructions from an unknown source in a WeChat group [1] - ABC staff members, noticing the unusual behavior, intervened by questioning the elderly customers about their intentions and the legitimacy of the instructions they received [1] Group 2: Risk Management Practices - The successful intervention reflects ABC's commitment to risk prevention through regular training sessions that keep frontline employees updated on the latest fraud cases [2] - Employees utilized a combination of patient communication and professional analysis to educate the elderly about potential risks, ultimately leading to the customers withdrawing from the suspicious WeChat group [1][2] Group 3: Customer Education - ABC emphasizes the importance of elderly customers verifying unfamiliar instructions with family members or the bank to avoid falling victim to scams [2] - The bank positions itself as a reliable protector of the financial assets of the public, reinforcing its role in maintaining financial security for its customers [2]