湖州德清下渚湖街道有着"中国青虾之乡"的美誉，为响应"退渔还耕"号召，青虾养殖户开始退养渔 塘流转给种粮大户复垦种粮。在此背景下，农户面临着经济效益的下降，湖州银行为了让农户无后顾之 忧，创新开发并投放全国首笔以碳汇指标为核心的"湿地碳汇·共富贷"业务，助力当地稳粮增产、生态 治理工作。 价值兑现，推动生物多样性体系更优。湖州银行"湿地碳汇·共富贷"以金融手段兑现生态价值，探 索出一条适合湿地生态恢复和生物多样性保护的有效路径，实现了粮食增产和湿地碳汇能力提升，为人 与自然和谐共处提供有效借鉴。 【纠错】 【责任编辑:柴峥】 专项授信，金融助力生态底色更浓。"湿地碳汇·共富贷"是湖州银行针对粮食种植户和退渔还湿客 户制定的一项贷款专案，用于支持农户购买苗木、化肥以及生产操作设备等，促进种植业的发展，从而 提升湿地固碳潜力，为湿地碳汇增量增长提供金融支持。 低碳强村，支持乡村普惠覆盖更广。该贷款以信用为主，依据农户湿地碳汇量等相关信息提供专属 的授信额度和优惠利率。不仅将单户碳排放量作为核心授信条件之一，如连续得到湿地碳汇评比"示范 户"的，可进一步再下调利率，一次授信，循环使用，以低碳强村的优惠信贷政策支持当 ...

Core Viewpoint - The article highlights the successful implementation of the "Colorful Hundred Miles" coastal ecological protection and restoration project in Qidong, which aims to enhance the ecological environment along the coastline and improve local biodiversity [1][2][3]. Group 1: Project Overview - The "Colorful Hundred Miles" project was initiated in 2022 with a total investment of 528 million yuan, focusing on ecological transformation along the coastline of the Yellow Sea [1]. - The project aims to address historical issues such as narrow coastal passages, outdated dikes, and insufficient greening, with a structured approach to ecological restoration [1][2]. Group 2: Ecological Restoration Techniques - The project employs advanced restoration techniques combined with local ecological characteristics, including methods like "cutting + flooding" and "deep root burial" to restore 3 million square meters of coastal wetlands [2]. - The introduction of patented technology has allowed for successful afforestation on saline-alkali land, resulting in the greening of over 3,000 acres, with the experience being promoted nationwide [2]. Group 3: Environmental Impact - The restoration efforts have led to the recovery of tidal channels and an increase in vegetation cover, enhancing the habitat for species such as egrets and mudskippers, thereby improving the carbon sink capacity of the wetlands [2]. - The project has transformed previously barren tidal flats into lush green areas, contributing to both ecological protection and scenic value, effectively creating a "blue granary" [2][3]. Group 4: Long-term Goals - The project sets a long-term goal of achieving foundational work in one year, visible results in three years, and exemplary models in five years, with tailored ecological treatment plans for damaged coastlines and wetlands [1]. - Qidong aims to integrate ecological protection with economic development, showcasing a model of sustainable growth that aligns with the broader regional development strategy [3].