Core Viewpoint - Goldman Sachs predicts that Standard Chartered Group (02888) will announce a third-quarter profit of $1.9 billion, representing a 6% year-on-year increase, which is 12% higher than market expectations, driven by rising non-interest income and declining costs [1] Group 1: Financial Performance - The adjusted pre-tax profit for the third quarter is forecasted to be $1.9 billion, a 6% increase year-on-year [1] - The bank's target price has been raised to HKD 135, maintaining a "Neutral" rating [1] - The third-quarter adjusted revenue is expected to grow by 3% to $5.04 billion, compared to a 7% growth in the first half of the year [1] Group 2: Revenue Contributions - Investors are expected to focus on the performance of global markets, which contribute over 20% of total revenue [1] - Global market revenue has maintained a strong growth rate of 15% to 20% over the past year, with a projected growth of 15% for the third quarter [1] Group 3: Interest Income Guidance - Management maintains guidance for a decline in net interest income for the year [1] - Recent increases in Hong Kong interbank offered rates suggest a lower likelihood of exceeding expectations for third-quarter net interest income performance [1] - Earnings per share forecast has been adjusted to flat or a 1% increase [1]