Core Insights - Jiangyin Bank's H1 2025 report indicates steady asset growth, with revenue and net profit both showing double-digit increases, driven by a significant rise in investment income [1][2]. Financial Performance - As of June 30, 2025, Jiangyin Bank's total assets reached 207.58 billion, a 3.67% increase from the previous year [2]. - The bank's total liabilities grew by 3.86% to 188.38 billion, while net assets attributable to shareholders increased by 1.96% to 18.95 billion [2]. - The bank reported operating income of 2.40 billion, up 10.45% year-on-year, and a total profit of 943 million, a substantial increase of 38.30% [2]. - Net profit attributable to the parent company was 846 million, reflecting a 16.69% year-on-year growth [2]. Investment Income - Investment income surged to 882 million, marking an 81.44% increase compared to the previous year, contributing significantly to overall revenue [3][4]. - Non-interest income grew rapidly, with investment income's share of total revenue rising from 22.35% to 36.72% [3]. Cash Flow and Financial Activities - The bank reported a negative net cash flow from operating activities of -5.85 billion, a decline of 621.51% year-on-year, attributed to increased loan and deposit activities and higher trading financial asset investments [2]. - Cash flow from investment activities increased due to a rise in financial investment disposals, while cash flow from financing activities decreased due to a reduction in bond issuance [2]. Shareholder and Governance Updates - The bank announced the resignation of board member Chen Qiang, who held 2,000 shares, with no unfulfilled commitments [6][9]. - Jiangyin Bank maintains a dispersed shareholding structure without a controlling shareholder, with the top shareholders primarily being local enterprises in Jiangsu [10].