Core Insights - Comprehensive insurance policies typically cover windshield repair or replacement costs, which can vary significantly based on vehicle technology and damage extent [1][4][5] Cost of Windshield Replacement - The average cost for a windshield replacement claim is approximately $400, but for vehicles with advanced features, costs can exceed $1,000 [3] - Repairing a windshield is generally less expensive, with services starting around $20, depending on the damage [9] Insurance Coverage for Windshield Damage - Comprehensive and collision coverage will cover windshield replacement in various scenarios, including accidents and vandalism [5][6] - Homeowners or renters insurance may also cover windshield damage if it occurs due to negligence on someone else's property [7] - Full auto glass coverage can be purchased as an add-on, beneficial for those in areas with severe weather or frequent road debris [8] Deductibles and Claims Process - Windshield claims may be subject to deductibles, which can affect out-of-pocket costs; for example, a $250 deductible on a $450 replacement means the insured pays $250 [13][14] - Some states allow for deductible waivers for windshield claims, while others offer coverage options that are not subject to deductibles [15] - The claims process involves understanding coverage, assessing damage, confirming deductible amounts, obtaining quotes, and filing claims [20][23][24][25]