Core Viewpoint - The management system for financial products at Guangdong Vanward New Electric Co., Ltd. aims to regulate investment behavior, ensure the safety of funds and assets, and effectively prevent investment risks while maintaining the legal rights of shareholders and the company [1]. Group 1: General Principles - The financial product management refers to the operation and management of idle funds to enhance fund utilization and increase company revenue, ensuring high safety, good liquidity, and low risk [1]. - The company is prohibited from using raised funds directly or indirectly for financial products, ensuring that such activities do not affect normal production and investment needs [2]. - Financial product transactions must only be conducted with legally qualified financial institutions, and accounts must be established in the company's name [2]. Group 2: Management Structure - The board of directors is responsible for approving financial product investments not exceeding 10% of the latest audited net assets, while larger investments require shareholder approval [2]. - The funds management department is tasked with the practical execution of financial product business, including content review, risk assessment, and monthly accounting [2][3]. - The audit and supervision department is responsible for pre-approval, ongoing supervision, and post-audit of financial product activities, ensuring compliance with approval and operational procedures [3]. Group 3: Implementation Process - The funds management department selects financial products based on the company's financial and cash flow status, submitting necessary approvals to the board or shareholders [4]. - Regular reporting on the profit and loss of financial products is required, and any adverse factors must be promptly communicated to the relevant parties [5]. - Confidentiality measures are in place to protect sensitive information related to financial operations, with strict supervision by the audit department [4]. Group 4: Additional Provisions - The board of directors holds the interpretation rights of the management system, which will be implemented upon approval [5]. - Any conflicts between this system and future laws or regulations will be resolved in favor of the latter, with timely revisions made by the board [5].

Core Viewpoint - The document outlines the financial product management system of Hebei Keli Automotive Equipment Co., Ltd., aiming to regulate the company's financial transactions, ensure the safety of funds, and enhance the utilization of idle funds through low-risk financial products [1][2]. Chapter 1: General Principles - The purpose of the financial product management system is to standardize the financial trading behavior of the company and its subsidiaries, ensuring the safety of funds and property [1]. - Financial product management refers to the buying and selling of short-term, low-risk financial products using idle funds, with investment periods not exceeding one year [1]. - The principles for engaging in financial product transactions include using only idle self-owned funds and authorized idle raised funds, ensuring high safety and low risk of the financial products, and conducting transactions only with legally qualified financial institutions [1][2]. Chapter 2: Management Authority for Financial Products - The approval authority for financial product transactions is defined, requiring board approval for transactions exceeding 10% of the latest audited net assets or 1 million yuan, and shareholder approval for transactions exceeding 50% or 5 million yuan [2]. - If frequent transactions make it difficult to follow the approval process, the company can estimate investment ranges and limits, with a maximum duration of 12 months for the approved amounts [3]. Chapter 3: Implementation Process for Financial Products - The financial department is responsible for the execution of financial product transactions, including assessing the company's financial status and cash flow [3]. - The audit department supervises the financial product transactions, ensuring compliance with approval processes and monitoring the actual operations and fund usage [3][4]. - The securities department is tasked with information disclosure related to financial product transactions, following relevant regulations [4]. Chapter 4: Confidentiality and Risk Management - Confidentiality measures are established to ensure that the approval, application, and operation of financial products are independent and supervised by the audit department [5]. - The financial department must monitor the investment direction and progress of financial products, reporting any adverse factors to the financial head and audit department [5]. Final Provisions - Any matters not covered by this system will be executed according to relevant national laws and regulations, with the board of directors responsible for interpretation and revision [5].