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北京银行党委书记、董事长霍学文:三个方向开辟财富管理新路径
Zheng Quan Ri Bao Zhi Sheng· 2025-12-18 05:12
Core Viewpoint - The wealth management sector is positioned to play a dual role, supporting both individual households in asset preservation and growth, and contributing to national economic strategies through the allocation of idle funds to support technological innovation and industrial upgrades [1]. Group 1: Wealth Management Strategy - The Central Committee's proposal emphasizes increasing property income for urban and rural residents, indicating a strategic opportunity for wealth management [1]. - Beijing Bank plans to explore new paths in wealth management focusing on three main directions: integrated development, digital intelligence in finance, and ecological empowerment [1]. Group 2: Integrated Development - The bank aims to promote deep integration among wealth finance, talent finance, and specialized finance, enhancing mutual benefits and synergies [1]. - Future efforts will focus on providing comprehensive financial services to specialized enterprises and R&D talents, while also addressing the financial needs of wealth clients [1]. Group 3: Digital Intelligence in Finance - Beijing Bank is committed to digital intelligence as a primary driver for high-quality development, establishing a unified data foundation, financial operating system, and risk control platform [2]. - The bank intends to leverage artificial intelligence to update its thinking, tools, and capabilities, creating an AI-driven commercial banking model [2]. Group 4: Ecological Empowerment - The bank seeks to foster a friendly relationship among enterprises, entrepreneurs, and financial institutions, enhancing ecological cooperation [3].