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【西街观察】服务贸易里的金融活水
Bei Jing Shang Bao· 2025-09-10 12:24
作为2025年服贸会重要板块,金融服务专题再次成为焦点。 近百家国内外金融机构齐聚服贸,共同打造了一场金融领域的盛宴,它们全方位、多维度展示金融高水 平开放成果与创新活力,也揭示了中国金融业发展的新方向:开放、智能、普惠。 金融服务已然成为彰显中国金融开放姿态的重要窗口。本届展会吸引了97家国内外金融机构线下参展, 其中包括46家外资机构,国际化率高达47.4%。 近千平方米的数字人民币体验区成为人气焦点。从跨境支付到日常消费,全链路应用场景的展示,让观 众切身感受到法定数字货币的便捷与高效。 科技不再只是工具,而成为驱动金融创新、提升服务品质的核心引擎。 "数智化"的最终目标是让金融服务更加普惠、可及。展会上的各种创新实践,充分体现了金融为民的温 度。 这意味着,在首钢园的金融展厅里,几乎每看到两家机构,就有一家来自海外。 汇丰、花旗、摩根大通、瑞穗等国际金融巨头,不仅展示跨境金融服务、财富管理和金融科技解决方 案,更通过高端对话与合作洽谈,深度融入中国金融市场。 在中国服务贸易规模不断跃升的背后,金融活水不可或缺。 支付便利化成为开放的重要注脚。全国首款"三卡合一"融合产品亮相展会,整合金融支付、交通出行 ...
科技金融战略成效突显,华林证券2025年上半年净利润猛增173%
Zhong Guo Ji Jin Bao· 2025-08-25 08:00
(原标题:科技金融战略成效突显,华林证券2025年上半年净利润猛增173%) 8月22日晚间,华林证券披露2025年上半年半年报,受益于市场行情回暖与公司科技战略转型成效,公 司业绩同比增长显著。2025年上半年,实现营业收入8.35亿元,同比增长35.15%,实现归属于上市公司 股东净利润3.36亿元,同比大增172.72%。 值得注意的是,公司第二季度营业收入环比增长超57%、净利润环比增长超226%,公司业绩延续高速 增长态势。 以科技创新为抓手,上半年线上财富管理业务增幅明显 2025年上半年,华林证券持续以"打造新一代年轻化的科技金融公司"为长远发展战略锚点,将人工智能 技术升级作为核心发展主线,持续深耕数智化金融产品创新,通过科技赋能实现公司核心业务的全面升 级,实现了服务效率与质量的双重升级。 Chinafundnews 长按识别二维码,关注中国基金报 在财富管理业务方面,今年以来,公司以科技创新为核心抓手,持续完善用户投资决策、交易操作、资 产配置等全链条需求,推动App产品核心功能的深度迭代。公司以专利矩阵强化技术优势,围绕智能投 研、量化交易等场景逐步形成核心专利,推动全链路数字化升级。目 ...
净利大增172.72%!这家券商半年报出炉,高管布阵也有新变化
Core Viewpoint - Huayin Securities reported significant growth in its financial performance for the first half of the year, driven by a recovering market and successful technology-driven strategic transformation [1][2]. Financial Performance - The company achieved an operating income of 835 million yuan, representing a year-on-year increase of 35.15% - The net profit attributable to shareholders reached 336 million yuan, a substantial year-on-year increase of 172.72% - In the second quarter, operating income grew over 57% quarter-on-quarter, while net profit surged over 226% quarter-on-quarter [1][2]. Business Segments - All major business segments, including asset management, wealth management, proprietary trading, and investment banking, experienced significant growth - Wealth management revenue for the first half of the year was 503 million yuan, up 34.92%, with online wealth management revenue increasing by over 47% - Proprietary trading revenue reached 220 million yuan, reflecting a year-on-year growth of 19.57% [3][4]. Technology and Innovation - The company is focused on becoming a "new generation of youthful technology financial company" by upgrading artificial intelligence technologies and innovating digital financial products - The implementation of smart recommendation algorithms has led to a 113.75% increase in equity fund sales - The company has developed a customer segmentation model using big data analytics to enhance customer engagement and retention [3][4]. Talent Recruitment - Huayin Securities launched a "National Elite Recruitment Plan" to support its technology transformation, targeting over 20 core positions across more than 30 cities - This initiative aims to strengthen the talent pool in areas such as data, algorithms, research, and wealth management [5]. Management Changes - The company appointed Yao Songtao, former president of Guangdong Securities, as the new board secretary, effective the day after the board's decision - The previous board secretary, Xie Yingming, will continue to serve as a committee member but will no longer hold the secretary position [6].
山西太原:数智引领 跑出金融服务“高铁速度”
Sou Hu Cai Jing· 2025-05-16 07:58
Core Viewpoint - Modern logistics is crucial for economic circulation, linking production and consumption, and supporting national economic policies through initiatives like the "National Railway Freight Loan" by SPDB [1][2] Group 1: Financial Product Overview - The "National Railway Freight Loan" is a digital financial product tailored for railway freight scenarios, leveraging historical shipping data for credit enhancement [2] - The product aims to provide efficient financing services through fully online operations, directly supporting market entities and stabilizing logistics chains [2] Group 2: Impact on Industries - SPDB's initiative focuses on key industries in Shanxi Province, such as coal, coke, and steel, offering customized financing solutions to meet specific needs [2] - The successful implementation of this loan product has enabled a steel company to resolve its freight turnover issues within 48 hours, showcasing the efficiency of the service [2] Group 3: Strategic Execution and Future Plans - The successful launch of the loan product highlights SPDB's strategic execution capabilities as a state-owned financial institution [2] - Looking ahead, SPDB plans to expand the coverage of the "National Railway Freight Loan" and other financial products to help businesses reduce financing costs and enhance operational efficiency [2]