电力数据价值释放
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企业用电数据也是信用资产
Jing Ji Ri Bao· 2025-10-04 22:04
Core Insights - The article highlights the innovative use of electricity consumption data to facilitate financing for small and medium-sized enterprises (SMEs) in Guizhou, specifically for Guizhou Pinpin Fresh Biotechnology Co., Ltd, which has successfully secured a loan of 10 million yuan based on its electricity usage data [1][2]. Group 1: Company Operations - Guizhou Pinpin Fresh Biotechnology Co., Ltd has increased its production capacity to 120,000 bottles per day after securing a loan, with plans to expand to 150,000 bottles per day within the year [1]. - The company faced challenges in obtaining traditional financing due to its short establishment time and lack of fixed assets for collateral [1]. Group 2: Financial Innovation - The collaboration between Guizhou Electric Power Company and Guizhou Rural Commercial Bank led to the establishment of an innovative project group that uses electricity data as the primary basis for credit assessment, significantly reducing loan approval time to 22 working days [1]. - The initiative represents a breakthrough in bridging the gap between SMEs and financial institutions, allowing for more effective support for quality SMEs [2]. Group 3: Data Utilization - Guizhou Electric Power Company has developed over 100 data products and signed more than 50 data cooperation agreements with government agencies, enhancing the value of electricity data for policy-making and enterprise development [2]. - The company aims to further explore the application value of electricity data across various scenarios and contribute to the establishment of a national data element comprehensive pilot zone in Guizhou [2].