Core Insights - The initiative "UP向上，投资有温度" by 中信保诚基金 aims to provide comprehensive wealth management support for investors throughout their life cycle through systematic financial knowledge dissemination and professional investment decision-making [1] Group 1: Market Conditions and Investor Behavior - Investors are currently facing uncertainty in the market, leading to common questions about whether to sell funds after recovering losses or how to select funds amidst market fluctuations [3] - A prevalent issue among investors is the cycle of buying when prices rise and selling when they fall, often driven by emotional responses rather than the underlying investment products [5] Group 2: Investment Strategies and Tools - To build a more resilient investment portfolio, the event introduced practical tools and concepts to shift from "feeling-based investing" to "data-driven decision-making" [6] - The "correlation coefficient" is highlighted as a key indicator for measuring asset interdependence, emphasizing the importance of diversification to avoid concentrated risk [7] - The "KDJ indicator" is presented as a tool for gauging market sentiment, particularly noting that a negative J value may indicate a potential buying opportunity for long-term investors [10] Group 3: Core Asset Selection - The 中证A500 index is recommended as an ideal core asset for ordinary investors due to its risk diversification, transparency, and low cost, representing a broader view of the Chinese economy [8] - Since its inception, the 中证A500 index has shown a growth of 454.81% with an annualized volatility of 8.83%, covering 35 secondary and 91 tertiary industries, thus providing a comprehensive representation of China's economic transformation [9] Group 4: Investment Philosophy - The event concluded with the notion that investment success relies more on discipline and philosophy rather than luck, advocating for a diversified asset allocation that aligns with individual risk tolerance [11]