Group 1 - The core requirement for applying for an electronic social security card is that the holder must have already received a physical social security card that has not been canceled [1] - Holders can apply for the electronic social security card through various platforms including the electronic social security card APP, WeChat mini-program, Alipay mini-program, and other government service platforms [1][2] - When applying for the third generation physical social security card, the application for the electronic social security card is completed simultaneously [3] Group 2 - If the physical social security card is replaced, the electronic social security card does not need to be reapplied; it can be restored to normal use after receiving the new card [6] - The electronic social security card remains usable even if the physical card expires, and local departments will notify holders before expiration [8] - During the period of loss and replacement of the physical social security card, the electronic social security card can still be used, but it requires authorization from the holder [8] Group 3 - The electronic social security card offers a family service feature, allowing holders to manage services for children and elderly family members [4] - Users can easily access various services such as job searching, applying for vocational training vouchers, checking personal social security records, and more through the electronic social security card [9]

Core Points - The Ministry of Human Resources and Social Security (MoHRSS) clarified that retired individuals must replace their expired social security cards [1] - The process for replacing the card is similar to applying for a new one, and individuals can apply for a replacement up to 60 days before the expiration date [1] - Many regions have implemented immediate card replacement services, and some areas offer a "same number replacement" service for bank accounts [1] Summary by Categories - **Card Replacement Requirement** - Expired social security cards must be replaced [1] - Notifications about upcoming expirations are typically sent via SMS or announcements [1] - **Replacement Process** - Individuals can apply for a new card at service bank locations or online [1] - The replacement process mirrors that of applying for a new card [1] - **Service Availability** - Many regions now offer "immediate issuance" services for card replacement [1] - Some areas provide a service that allows for bank account numbers to remain the same during the card replacement [1]

Core Viewpoint - The article discusses the functionalities of social security cards, specifically the distinction between social security accounts and bank accounts, and the conditions under which funds can be accessed. Group 1: Social Security Accounts - Social security accounts typically refer to the balances in pension and medical insurance personal accounts, which generally cannot be withdrawn freely as they are designated for pension payments and medical expenses [5] - The balances in these accounts can be checked through various online platforms such as the electronic social security card app, the 12333 app, and the national government service platform [6] Group 2: Bank Accounts - Once the financial function of the social security card is activated, it can be used as a regular bank debit card, allowing for cash withdrawals, transfers, and payments, as well as supporting various types of payments and benefit collections [7] - The bank account balance can be checked through the service bank's counter, ATMs, and mobile banking [8] Group 3: Card Replacement and Fund Transfer - When replacing a social security card, the funds in the bank account are not affected, and the original card's bank account funds can be transferred to the new card after user authentication [10][11] - The original bank account must be canceled within a certain period according to management requirements, and users are responsible for transferring the funds from the original card [11]