Core Viewpoint - The company is transforming agricultural insurance from a traditional "post-disaster compensation" model to a proactive "risk prevention" approach, leveraging technology and multi-party collaboration to enhance agricultural productivity and sustainability [1][3][5]. Group 1: Technological Empowerment - The company is implementing an innovative "insurance + meteorology + remote sensing + agricultural technology" business model to support farmers during the critical "one spray and three defenses" period for wheat [3][5]. - By utilizing satellite remote sensing and big data analysis, the company can accurately identify high-risk agricultural areas and provide timely weather forecasts and warnings to farmers [5]. Group 2: Multi-Party Collaboration - The company collaborates with local meteorological and agricultural departments to send out weather forecasts and warnings, as well as to provide agricultural technical guidance to farmers [5]. - In 2024, the company's integrated model will be applied to various crops, including wheat, corn, and apples, covering 800,000 acres of farmland and 1.3 million acres of public forests in Yantai [5]. Group 3: Shift in Service Philosophy - The company emphasizes that agricultural insurance is not just a risk compensation tool but also a service link for agricultural production, focusing on proactive risk intervention rather than reactive claims [5]. - The transition from passive compensation to active disaster prevention and from risk compensation to risk reduction showcases the potential of technology and finance in serving the agricultural sector [5].