Core Viewpoint - The live-streaming event organized by the Gaochun Court in Nanjing represents an innovative judicial practice aimed at assisting honest but unfortunate debtors through the sale of assets, in this case, crabs, to help repay debts [1][2][3]. Group 1: Judicial Innovation - The live-streaming sale of crabs is the first instance of a court using online platforms to auction off debtor assets, marking a significant policy experiment [1][8]. - The event attracted over 200,000 online viewers, showcasing the potential of digital platforms in judicial processes [1][13]. - The initiative is part of a broader pilot program for a personal bankruptcy system, which aims to provide a pathway for honest debtors to recover from financial difficulties [2][15]. Group 2: Case Background - The case involves the family of Qiu Lan, who faced significant debt due to a traffic accident and subsequent financial struggles in crab farming [4][6]. - The family's total debt peaked at over 800,000 yuan, with efforts to repay around 200,000 yuan over ten years [4][6]. - The Gaochun Court has been exploring the implementation of a "class personal bankruptcy" system since June 2020, with 20 cases filed and 16 resolved to date [15][16]. Group 3: Financial Solutions - The court introduced a financial tool called "restructuring loan" to help debtors clear their debts in a single payment, followed by manageable repayments to the bank [6][11]. - A meeting with 20 creditors resulted in an agreement to allow Qiu Lan's family to repay 90% of their debts, except for the full compensation related to the traffic accident [7][11]. Group 4: Public Engagement and Education - The live-stream included educational segments about the court's personal bankruptcy pilot program, aiming to inform the public about the judicial process and its benefits for honest debtors [11][20]. - The event concluded with a successful sale of 162 boxes of crabs, generating over 50,000 yuan, all directed to debt repayment [13][20]. Group 5: Future Implications - The experiences from this pilot program are expected to contribute to the development of a national personal bankruptcy legislation framework, drawing from local practices and challenges [18][19]. - The initiative reflects a shift in judicial attitudes towards supporting debtors rather than merely enforcing debt collection, fostering a more cooperative relationship between courts and debtors [17][20].

类个人破产制度的推行，让周生重新看到了希望。2019年10月，省高级人民法院指定吴江等法院率先开 展"与个人破产制度功能相当"的改革试点，旨在为"执行不能"案件与"诚实而不幸"的债务人开辟新出 路。承办法官章伟在了解周生情况后，鉴于其债务产生于正常经营，且在诉讼、执行中无规避行为，主 动引导他申请类个人破产，并多次电话沟通，给予心理支持。2020年3月5日，周生提交申请并获受理。 本报讯(吴玉娇顾敏)4月10日，苏州市吴江区人民法院企业重整和个人债务清理服务中心内，江苏类个 人破产首例受益者周生(化名)从法官手中接过免除未清偿债务裁定书，就此挣脱债务枷锁，迎来"经济 重生"。 周生的困境始于2017年。彼时，他经营的装修公司承接了一项住宅装修工程，工人王某在施工中不慎从 脚手架摔落，伤势严重。尽管周生垫付了部分医疗费，但双方就赔偿问题未能达成一致，王某随后将周 生诉至法院。诉讼消息传开后，供货商户们担忧货款受影响，纷纷起诉追款，装修公司无奈倒闭，周生 一瞬间背负了195万元巨额债务。 在执行阶段，周生名下唯一住房被拍卖，仍有153万元债务无力偿还。全家仅靠他一人打工维持生计， 每月6000元收入，除去2500 ...