粤港澳大湾区支付体系互联互通
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中信银行广州分行:深化支付创新实践,全力推动粤港澳大湾区支付体系互联互通
Zhong Guo Jin Rong Xin Xi Wang· 2025-08-27 08:07
Core Viewpoint - The article highlights the proactive measures taken by China CITIC Bank's Guangzhou branch in enhancing cross-border payment services in the Guangdong-Hong Kong-Macao Greater Bay Area, focusing on the promotion of the Renminbi (RMB) as the preferred currency for cross-border trade and investment [1] Group 1: Cross-Border Payment Services - China CITIC Bank's Guangzhou branch has achieved a cross-border RMB settlement volume exceeding 70 billion yuan by the end of July 2025, marking a 48% year-on-year increase [1] - The bank has served over 1,000 corporate clients in the Greater Bay Area, facilitating their choice of RMB for cross-border settlements [1] Group 2: Benefits to Enterprises - The bank's initiatives have helped reduce exchange rate risks for enterprises and simplified settlement processes, thereby improving capital utilization efficiency [1] - A case study is presented where a large electronic manufacturing company in Guangzhou, facing uncertainties due to USD exchange rate fluctuations, benefited from RMB settlement solutions provided by the bank, resulting in cost savings and enhanced payment security [1] Group 3: Future Outlook - China CITIC Bank's Guangzhou branch aims to continue its commitment to building a world-class financial hub in the Greater Bay Area through innovation, technology empowerment, and collaborative efforts [1]