活动现场，贸易对接环节氛围热烈。工商银行泰安分行工作人员主动靠前，通过政策宣讲、案例解读等 多种形式，向与会企业系统介绍跨境人民币相关政策，重点引导企业建立"本币结算成本更低、流程更 便利"的认知，帮助企业进一步熟悉跨境结算优势。 2025年9月15日，2025年"万企出海 鲁贸全球"泰安精准采购贸易对接会在泰安顺利落幕。作为区域内重 要的金融服务机构，工商银行泰安分行受邀参会，现场为100余家参展企业提供专属金融支持，以专业 服务为企业"走出去"保驾护航。 此次参会，工商银行泰安分行通过政策宣讲与现场答疑，累计触达企业及代表百余人次，切实为企业出 海提供了精准的跨境人民币政策支持。下一步，该行将在人民银行泰安市分行的指导下，持续响应政府 号召，以各类展会、对接会为契机，不断推动跨境人民币政策落地细化，扩大政策宣传覆盖面与实效， 在助力人民币国际化的同时，为泰安市涉外经济高质量发展贡献更多工行力量。 在互动答疑环节，该行针对企业关心的跨境结算痛点、难点问题精准回应。其中，某参展企业重点咨询 了入账效率提升及优质企业跨境人民币结算便利化政策，工作人员结合实际业务场景，就便利化企业认 定标准、具体服务措施等内容进 ...

Core Viewpoint - The article highlights the proactive measures taken by China CITIC Bank's Guangzhou branch in enhancing cross-border payment services in the Guangdong-Hong Kong-Macao Greater Bay Area, focusing on the promotion of the Renminbi (RMB) as the preferred currency for cross-border trade and investment [1] Group 1: Cross-Border Payment Services - China CITIC Bank's Guangzhou branch has achieved a cross-border RMB settlement volume exceeding 70 billion yuan by the end of July 2025, marking a 48% year-on-year increase [1] - The bank has served over 1,000 corporate clients in the Greater Bay Area, facilitating their choice of RMB for cross-border settlements [1] Group 2: Benefits to Enterprises - The bank's initiatives have helped reduce exchange rate risks for enterprises and simplified settlement processes, thereby improving capital utilization efficiency [1] - A case study is presented where a large electronic manufacturing company in Guangzhou, facing uncertainties due to USD exchange rate fluctuations, benefited from RMB settlement solutions provided by the bank, resulting in cost savings and enhanced payment security [1] Group 3: Future Outlook - China CITIC Bank's Guangzhou branch aims to continue its commitment to building a world-class financial hub in the Greater Bay Area through innovation, technology empowerment, and collaborative efforts [1]

Core Viewpoint - The Jilin Branch of Bank of China is enhancing cross-border financial services to support local enterprises' international expansion and cooperation, contributing to the high-quality development of Jilin Province [1] Group 1: Cross-Border Financial Services - Jilin Branch has optimized business processes to meet the overseas investment needs of key enterprises, facilitating the remittance of $530,000 for overseas projects from January to July 2025 [1] - The bank has introduced cross-border RMB settlement services, completing settlements of 22.08 million RMB for goods and design fees, helping enterprises mitigate exchange rate risks [1] - A direct remittance service for Thai Baht has been launched, significantly improving settlement efficiency for small currency transactions in Southeast Asia [1] Group 2: Support for International Projects - The bank leverages its international remittance channels to provide comprehensive funding settlement services for power engineering projects in Kazakhstan and Uzbekistan, part of the Belt and Road Initiative [1] - A specialized team has been formed to optimize processes, ensuring efficient and stable payment and fund transfer for project funds, aiding enterprises in managing financial risks [1] - The bank continues to deepen its engagement in cross-border finance, offering customized currency exchange solutions and diverse settlement tools to empower local enterprises in international competition [1]

Core Viewpoint - The People's Bank of China (PBOC) has issued a notice to support cross-border RMB settlement for new foreign trade business models, effective from July 21, enhancing the collaboration between domestic banks and licensed payment institutions [1][4]. Group 1: Policy Implementation - The notice allows domestic banks to collaborate with licensed non-bank payment institutions and qualified clearing agencies to provide cross-border RMB settlement services for market participants and individuals [1][2]. - The policy emphasizes three principles: "Know Your Customer," "Know Your Business," and "Due Diligence" for banks and payment institutions involved in cross-border RMB settlement [1][2]. Group 2: Requirements for Banks and Payment Institutions - Domestic banks must have at least three years of experience in cross-border RMB settlement and meet specific regulatory requirements, including anti-money laundering and anti-terrorism financing capabilities [2][3]. - Payment institutions must establish robust systems for anti-money laundering, anti-terrorism financing, and anti-tax evasion, and must not have serious violations in the past two years [2][3]. Group 3: Compliance and Monitoring - Banks and payment institutions are required to collect and regularly verify basic information about market participants, establish a negative list, and set transaction limits based on transaction characteristics [3]. - The PBOC will conduct non-site monitoring of the cross-border RMB settlement activities of banks and payment institutions, which must cooperate with these efforts [3][4].

Core Insights - The People's Bank of China and the State Administration of Foreign Exchange have issued guidelines to support Hubei Province in becoming a new highland of inland openness, with 12 specific measures to enhance financial support [1][2] Group 1: Financial Support Measures - The guidelines include 12 specific measures aimed at enhancing financial support for Hubei Province [1] - Since the implementation of the guidelines, Hubei Province has seen a 13.85% year-on-year increase in foreign debt inflow, reaching $2.6 billion in the first half of 2025 [2] - The total amount of foreign exchange receipts and payments for enterprises in Hubei Province reached 136.4 billion yuan, indicating improved foreign exchange risk management capabilities [2] Group 2: Banking and Corporate Activity - Banks in Hubei have facilitated 67 foreign debt registrations for non-financial enterprises, reducing operational costs for businesses [2] - A total of 14 multinational companies in Hubei have engaged in centralized fund management, achieving cross-border receipts of $1.373 billion in the first half of 2025 [2] - The amount of currency hedging contracts signed by enterprises in Hubei reached $5.64 billion, marking a 32% increase year-on-year, with 219 new hedging clients [2] Group 3: Credit and Lending - The People's Bank of China in Hubei has promoted a credit information sharing platform for small and micro enterprises, resulting in over 40,000 inquiries and loans totaling 12.9 billion yuan for 3,415 enterprises [1] - A total of 17 banks in Hubei have processed 115,000 transactions for trade foreign exchange receipts and payments, amounting to $31.18 billion, with nearly 70% of these transactions benefiting green, technological innovation, and small and micro enterprises [1]

Group 1: Overview of China-Central Asia Cooperation - The second China-Central Asia Summit was held in Astana, resulting in over 100 cooperation agreements between China and the five Central Asian countries [1] - The historical ties and the Silk Road friendship serve as a foundation for deepening cooperation and financial support in the region [1] Group 2: Financial Institutions' Expansion in Central Asia - Chinese banks have been increasing their presence in Central Asia, aligning with the Belt and Road Initiative, which has led to enhanced trade and investment [2] - The Industrial and Commercial Bank of China (ICBC) established its first branch in Kazakhstan in 1993, becoming the first Chinese bank in the region [2] - The China Construction Bank opened its Astana branch in 2019, focusing on providing comprehensive financial services across the five Central Asian countries [2][3] Group 3: Support for Green Development Projects - The China Development Bank and the Export-Import Bank of China announced a financing window of 350 billion RMB to support Belt and Road projects, including green initiatives in Uzbekistan [4] - The first phase of a project in Uzbekistan involved a loan for the procurement of 1,000 new energy and natural gas buses, enhancing the public transport system [5] - The Export-Import Bank has been involved in various green projects in Central Asia, including renewable energy and infrastructure development [5] Group 4: Trade Growth and Economic Impact - Trade between China and Central Asia has seen significant growth, with imports and exports reaching 286.42 billion RMB in the first five months of the year, a 10.4% increase year-on-year [6] - The total trade volume has expanded from 312.04 billion RMB in 2013 to 674.15 billion RMB in 2024, marking a 116% increase [6] - Experts highlight that expanding into Central Asia is crucial for diversifying China's export markets and enhancing economic resilience [6] Group 5: Cross-Border Financial Services - Cross-border RMB settlement services are being utilized by companies engaged in trade with Central Asia, improving transaction efficiency and reducing currency risk [7] - A company representative noted that using RMB for settlements has significantly sped up payment processing times compared to foreign currency transactions [7]

Group 1 - The core viewpoint is that the cross-border RMB settlement scale in Tianjin has increased by 15% year-on-year from January to May 2025, driven by the efforts of the People's Bank of China Tianjin Branch to enhance the effectiveness of cross-border RMB services for the real economy and significantly facilitate trade and investment [1] - The establishment of a "bank-government-enterprise" collaborative mechanism has led to the precise engagement of over 350 key enterprises, promoting policy awareness and incentivizing financial institutions to support real enterprises [1] - The number of banks involved in current account settlements in Tianjin has doubled in the first five months of 2025, indicating a significant increase in cross-border RMB services [1] Group 2 - In the leasing industry, Tianjin has innovatively guided the conversion of currency for ship transaction settlements, resulting in a full-chain model of "RMB for ship purchase + pricing for leasing + rent collection," with a business scale exceeding 9 billion yuan by May 2025 [2] - In the bulk commodity sector, the settlement scale for domestic enterprises using RMB for "financing + settlement" with overseas platforms has increased by 12% in the first five months of 2025 [2] - The cross-border e-commerce sector has seen a remarkable surge, with settlement scale increasing 13 times due to the provision of "one-stop" online services by banks under the guidance of the People's Bank of China Tianjin Branch [2] - For large equipment exports, the People's Bank of China Tianjin Branch has guided banks to provide comprehensive service solutions, resulting in an 80% year-on-year growth in related cross-border RMB business [2]

Core Viewpoint - The National Financial Supervision Administration has issued a notice to enhance financial services for small and micro enterprises, aiming to stabilize expectations, stimulate vitality, and promote economic recovery through improved financing mechanisms and support for small businesses [1][5]. Group 1: Financial Support for Small and Micro Enterprises - The notice emphasizes the need for financial institutions to deepen support for small and micro enterprises, particularly in sectors like foreign trade, private enterprises, technology, and consumption [2][5]. - Financial institutions are encouraged to innovate credit products tailored to the unique needs of small and micro enterprises, utilizing data such as tax records and account flows to enhance credit offerings [2][4]. Group 2: Risk Management and Control - Banks are establishing comprehensive risk management systems to balance lending and risk control, ensuring that small and micro enterprises can access loans effectively [5][6]. - The implementation of a credit rating system using multi-dimensional data is suggested to better assess the creditworthiness of small enterprises and mitigate potential risks [5][6]. Group 3: Investment and Economic Growth - Financial institutions are urged to prioritize investments in agriculture modernization and rural revitalization, with specific targets for loan allocations to these sectors [3][4]. - Customized services for agricultural enterprises are being developed to ensure adequate funding and support for rural economic growth [3][4]. Group 4: Cross-Border Financial Services - Financial institutions are focusing on enhancing cross-border financial services to support small foreign trade enterprises, including risk management strategies for currency fluctuations [2][6]. - The promotion of cross-border RMB settlement services is highlighted as a means to facilitate international trade and reduce exchange costs for enterprises [2].