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工行常州分行创新衍生产品方案服务企业发展
Jiang Nan Shi Bao· 2025-06-03 00:59
Core Insights - The article discusses the impact of global industrial layout adjustments and the recent "reciprocal tariffs" from the U.S. on cross-border payments, highlighting the challenges of exchange rate risks and low capital management efficiency faced by companies engaged in "new offshore trade" [1][2] Group 1: Customized Solutions - The Industrial and Commercial Bank of China (ICBC) Changzhou Branch developed a tailored comprehensive solution for a listed company in the new materials sector, successfully executing a $12 million foreign exchange transaction under "new offshore trade," resulting in a win-win situation with increased client revenue and doubled bank income and foreign exchange volume [1] - The customized solution involved a combination of spot and forward foreign exchange products, addressing the client's dual needs for both incoming and outgoing payments while mitigating financial costs due to frequent exchange rate fluctuations [1] Group 2: Value Creation and Future Plans - The forward contracts locked in exchange rate differences, providing the client with predictable returns while achieving the bank's risk-neutral management goals, with the potential to expand the client's annual foreign exchange volume at ICBC to $150 million [2] - The case validates the feasibility of the "composite product + dynamic hedging" model in the context of "new offshore trade," supporting dual growth in revenue and business for enterprises [2] - ICBC Changzhou Branch plans to further expand service scenarios, targeting cross-border e-commerce and offshore trading, by introducing customized "options + swaps" solutions and enhancing technology-driven services through an intelligent exchange rate management platform [2]