Core Viewpoint - The rural revitalization strategy is a crucial foundation for the great rejuvenation of the Chinese nation, requiring precise financial resources and deep integration of social values and market mechanisms [1] Group 1: Financial Innovation and Support - Zhejiang Merchants Bank Jinan Branch actively implements the rural revitalization strategy by integrating virtue points into its financial services, creating the "Virtue Points Good Standard Loan" to address the risk assessment challenges faced by agricultural operators [1][2] - The bank utilizes big data and artificial intelligence to develop a customized product service that aligns with local industry needs, enhancing credit risk management through a multi-dimensional analysis of customer virtue-related information [2] Group 2: Case Studies of Financial Support - The "Virtue Points Good Standard Loan" has successfully provided credit to clients like Mr. Li, who received a 3.5 million yuan loan based on his social contributions and virtue points, enabling him to complete a municipal project and support local employment [3] - Another client, Mr. Zhang, benefited from a 360,000 yuan loan with a 50 basis points interest rate reduction due to his community service, showcasing the bank's commitment to recognizing and rewarding virtuous behavior [4] Group 3: Achievements and Future Directions - By September 2025, the "Virtue Points Good Standard Loan" had served 272 clients with a total loan issuance of 284 million yuan, earning recognition as an innovative application in financial technology for rural revitalization [5] - The integration of virtue points with financial services provides new ideas for resource allocation and aims to activate the endogenous power of the rural economy, with plans for continued exploration of effective financial measures to support rural revitalization [5]