Workflow
善本金融
icon
Search documents
长三角“政企金学”共话ESG实践 共筑可持续未来
Xin Lang Cai Jing· 2025-12-20 12:56
场。 王刚 摄 中新网杭州12月20日电(奚金燕)20日,以"责任·价值·未来"为主题的"ESG:迈向可持续未来的责任担 当"活动在浙江杭州举办。现场,来自长三角的政府部门、企业家、学者与金融机构代表深入探讨ESG 赋能区域可持续未来的路径与可能,并发起了筹备"ESG影响力联盟"倡议。 活动现 ESG体系建设与绿色发展理念的深度践行,离不开系统化、多层次的传播体系支撑。武汉双碳产业研究 院院长阎忠宁现场发布了"2025年度绿色低碳视听传播影响力案例推荐"。据悉,案例征集活动启动以 来,收到新闻专题片、纪录片、微电影等各类作品,最终评选出推荐入围作品16件,包括人民网选送的 《高质量发展故事汇|藏羚羊"奶爸"》、中国新闻网选送的《第30届联合国气候变化大会:三十年,中 国这样拥抱绿水青山》。 在ESG理念深度融入全球商业版图的当下,越来越多企业正以创新实践,积极探寻可持续发展的新路 径。现场还发布了三大ESG年度分析报告,分别聚焦浙江省上市企业、国有企业、民营企业三大群体, 通过样本分析和深度调研,综合呈现了企业践行ESG的成效与短板,并从多维度前瞻性地提出了建议。 正如报告所披露的,当前企业践行ESG正从"被 ...
滴灌“专精特新” 善本金融护航
Bei Jing Wan Bao· 2025-12-11 07:20
从"轻资产"困境到"点知成金",从"首贷难"到"融资稳",从"跨境架构"到"资金入境"……一家银行如何 用五年时间将科技金融打造成一项"生态工程"?浙商银行北京分行用实践给出了答案:将"善"的基因融 入科创企业全生命周期,让金融活水精准滴灌"小而美"的科创企业。 量化"知识资本" 破解"首贷"难题 善热科技(北京)有限公司是北京市认定的专精特新中小企业,拥有2项国家发明专利、11项实用新型 专利,核心产品在助力经济社会绿色发展方面发挥了重要作用。但企业在技术升级的关键期,由于轻资 产、缺抵押的行业特性,遇到了融资"卡脖子"。 浙商银行北京分行金融顾问主动上门尽调,基于实控人情况、企业专利技术、订单情况及绿色产业属 性,通过"小微科创贷"等产品帮助企业解了燃眉之急,成为企业的首家合作银行。 深入园区 "10+N"体系 让金融服务如影随形 "从入园租金贷,到厂房按揭贷,再到订单周转贷,银行产品像路标一样精准指引企业前行。"在中关村 工业互联网产业园,浙商银行北京分行系统性展示了为园区小微企业量身定制的"全生命周期成长地 图"。 该行创新构建"10+N"金融顾问服务体系:以10项"园区贷"子产品为基础架构——涵盖经 ...
浙商银行上海分行:“一支行一商会”,全方位助力在沪浙商高质量发展
Xin Lang Cai Jing· 2025-12-08 12:25
勇闯天下、勇拓市场,是浙商的特色之一,上海浙商就是其中的代表性群体。目前,在沪浙商企业已达60万家,其中行业头部企业600余家,总纳税规模 上千亿元,成为推进上海"五个中心"建设一支不可忽视的力量。 在迈向更高能级的同时,在沪浙商企业也在呼唤更高质量、更深层次、更优水准、更有特色的金融服务。作为"浙商企业自己的银行",浙商银行上海分行 坚守"金融向善"本色,践行"善本金融"理念,以金融顾问制度为抓手,创新升级"一支行一商会"服务机制,深入探索政银企商四方合作的新模式,成为60 万在沪浙商高质量发展之路上的坚实后盾和可靠伙伴。 机制创新:"一支行一商会"精准服务 身处上海这个国际化大都市,站在国际国内两个市场的交汇之处,浙商对国际化、专业化、高端化金融服务的需求与日俱增。浙商走到哪里,浙商银行的 服务就在哪里。作为"浙商企业自己的银行",浙商银行上海分行责无旁贷地承担起高质量服务在沪浙商的使命。 为了给在沪浙商提供更精准、更高效、更专业的金融服务,浙商银行上海分行创新提出"商会服务层级下沉"理念,专门成立了浙商业务部,将上海浙江商 会作为服务的主要抓手。浙商银行上海分行走进商会,走向浙商,跟随在浙商的发展脚步和 ...
浙商银行合肥蜀山支行:让外国友人感受“善本金融”温度
从业务到讲解,从账户到生活,这份细致的关怀让外国友人连连道谢。他赞叹道:"浙商银行的服务不 仅高效,更让人感到很温暖。" 随着来华外籍人士数量不断攀升,蜀山支行正持续推进"支付便利化提升工程",聚焦外籍人士等特殊客 群的真实需求,不断优化流程、创新服务、细化举措。从厅堂体验到账户服务,从特色暖心服务到支付 知识宣传,支行始终以"善本金融"的责任与温度,为外籍人士提供更安全、更稳定、更便捷的金融服 务。 接下来,浙商银行将继续以真心换舒心,让更多在华发展的外国朋友,感受到来自浙商银行的温度与力 量。(周宇杰 张其巧) 编辑:湛玮琦 转自:新华财经 近日,浙商银行合肥蜀山支行迎来了一位特殊的客人——一位来自伊朗、在中国科学技术大学任教的外 籍学者。大堂经理在交流中了解到,这位外国友人曾在北京求学期间于浙商银行北京分行开立过账户, 如今因在合肥工作,需要更新证件信息并更换预留手机号。 为确保客户办理顺畅,大堂经理立即引导他走进"境外来华人士绿色通道"。在充分确认业务需求后,营 业主管全程陪同指导,员工间分工明确、衔接紧密,不到片刻时间便完成了全部业务。 办理过程中,大堂经理还向这位学者介绍了境内支付、消费的多项便利 ...
浙江金融顾问服务团走进贵州
Zhong Zheng Wang· 2025-10-21 09:24
Core Insights - The financial advisory team organized by the Zhejiang Chamber of Commerce's Financial Services Committee aims to introduce the financial advisory system and the "Good Financial" concept to Guizhou, enhancing local economic vitality [1][2] Group 1: Financial Advisory System - The financial advisory system, initiated in Zhejiang in 2018, has over 5,000 members and more than 300 studios nationwide, serving as a model for cross-regional empowerment [2] - The team focuses on the chemical industry cluster in Guizhou, particularly around the Guizhou Phosphate Group, conducting in-depth research on various sectors [2][3] - Financial advisors have facilitated over 2 billion yuan in credit support for leading phosphate enterprises and provided 80 million yuan in pure credit loans to over 30 companies [2] Group 2: County-Level Financial Ecosystem - The "3386 model" for county-level financial ecosystem construction has been developed and promoted in over 120 counties, aiming to enhance financial services in underdeveloped areas [3][5] - The first county-level financial ecosystem advisory studio in Guizhou was established in July, addressing local small and micro enterprises' liquidity issues through innovative financial products [3][4] - Agreements were signed between four districts in Guizhou and the Zheshang Bank's Guiyang branch to deepen the implementation of the county-level financial ecosystem [5] Group 3: Good Financial Concept - The core of both the financial advisory system and the county-level financial ecosystem is the practice of the "Good Financial" concept, which emphasizes returning finance to its roots and fulfilling societal responsibilities [6] - The financial advisory team has been active in various regions, sharing not only financial resources but also innovative ideas and collaborative capabilities [6] - The collaboration between Zhejiang and Guizhou is evolving from traditional funding support to deeper institutional empowerment and ecological co-construction [6]
跨越山海向黔行,以"善本金融"探索兴业强县富民新路径
Zhong Guo Jing Ji Wang· 2025-10-20 08:50
Core Viewpoint - The financial advisory service team from Zhejiang is actively engaging in Guizhou to enhance local economic development through financial support and collaboration, focusing on the integration of financial resources and local industry needs [1][8]. Group 1: Financial Advisory System - The financial advisory system, first introduced in Zhejiang in 2018, has established over 300 advisory studios nationwide, with more than 5,000 advisors providing services aimed at returning finance to its core purpose [2]. - The system positions financial advisors as "financial family doctors" for enterprises, "financial soldiers" for local governments, and "anti-fraud educators" for residents, promoting public financial services [2]. Group 2: Collaboration and Economic Development - The financial advisory service team aims to facilitate collaboration between financial institutions and local industries, particularly in the context of Guizhou's economic development strategy [1][3]. - The Guizhou provincial government is focused on attracting financial resources to support local economic growth, leveraging Zhejiang's advanced financial concepts [1][3]. Group 3: County-Level Financial Ecosystem - The "3386 model" for county-level financial ecosystem construction has been developed, focusing on government, enterprises, and residents, and has been replicated in over 120 counties [4]. - This model aims to enhance the quality of financial services in rural areas, addressing the inadequacies in financial resource allocation [4]. Group 4: Local Industry Support - Financial advisors have been instrumental in supporting the Guizhou Phosphate Group and its supply chain, facilitating over 2 billion yuan in credit support through various financial products [2][3]. - The establishment of the first county-level comprehensive financial ecosystem advisory studio in Renhuai has provided tailored financial services to local small and micro enterprises [5][6]. Group 5: Promoting Financial Literacy and Community Engagement - The advisory studio has conducted over 20 financial literacy and anti-fraud education events in local communities, enhancing public awareness and engagement [6]. - The studio also collaborates with local governments to provide research reports and recommendations for industrial development [6]. Group 6: Broader Financial Philosophy - The "善本金融" (Good Financial) philosophy underpins the financial advisory system and county-level ecosystem, emphasizing the role of finance in modernizing the economy and addressing social responsibilities [7][8]. - The financial advisory service team has extended its reach to various regions, promoting innovative financial practices and resource sharing to support local development [7][8].
跨越山海向黔行,以“善本金融”探索兴业强县富民新路径
Zhong Jin Zai Xian· 2025-10-20 02:37
Core Insights - The financial advisory service team from Zhejiang is actively engaging in Guizhou to address local financial needs and promote economic development through a series of initiatives [1][10][11] Group 1: Financial Advisory System - The financial advisory system, first introduced in Zhejiang in 2018, has established over 300 advisory studios nationwide, with more than 5,000 advisors providing services to enhance financial accessibility [3][6] - The system aims to serve as a "financial family doctor" for enterprises, a "financial soldier" for local governments, and a "financial fraud prevention ambassador" for residents [3] Group 2: Economic Development in Guizhou - Guizhou's economy heavily relies on its county-level economies, which account for 63% of the province's total economic output [7] - The financial advisory team is focusing on sectors like fine chemicals and new energy materials to support local industries, exemplified by the collaboration with Guizhou Phosphate Group [3][4] Group 3: County-Level Financial Ecosystem - The "3386 model" for county-level financial ecosystem construction has been developed, focusing on government, enterprises, and residents, and has been implemented in over 120 counties [6][8] - This model aims to enhance financial service quality and accessibility, thereby promoting local economic development [6] Group 4: Collaborative Agreements - Four districts in Guizhou have signed cooperation agreements with Zhejiang Commercial Bank to enhance the county-level financial ecosystem [8] - The agreements aim to integrate financial products and services to effectively address local financial challenges and promote high-quality economic development [8][10] Group 5: "Good Financial" Philosophy - The "Good Financial" philosophy emphasizes the importance of financial services in supporting China's modernization process, focusing on functionality and social responsibility [10][11] - The financial advisory system and county-level financial ecosystem are practical implementations of this philosophy, fostering collaboration between Zhejiang and Guizhou [10][11]
浙商银行浏阳支行正式开业 以金融动能服务县域经济
Core Viewpoint - Zheshang Bank's Changsha Branch has made significant progress in regional layout with the opening of Liuyang Sub-branch, marking a strategic partnership with the Liuyang municipal government [1][3]. Group 1: Strategic Development - Since its establishment in July 2018, Zheshang Bank's Changsha Branch has focused on serving the real economy and has integrated deeply into Hunan's economic and social development, achieving a total asset balance exceeding 60 billion yuan [3]. - The establishment of the Liuyang Sub-branch extends the bank's service reach into key county areas, aligning with the "Strong Provincial Capital" strategy and promoting regional coordinated development [3][4]. Group 2: Financial Services and Innovations - The Liuyang Sub-branch will adhere to the "Good Financial" philosophy, acting as a financial partner for the government, a financial advisor for enterprises, and a financial consultant for residents [4]. - The sub-branch aims to implement a financial advisory system and participate in building a comprehensive financial ecosystem in the county, introducing innovative models like the "Good Credit Project" to provide targeted financial services [4][5]. Group 3: Focus on Local Economic Development - The sub-branch will leverage Zheshang Bank's expertise in supply chain finance, technology innovation finance, and inclusive finance to align with local industrial development plans and major project needs, offering efficient and flexible financial solutions [5]. - The bank will prioritize customer-centric comprehensive collaborative reforms to optimize resource allocation, aiming to establish the Liuyang Sub-branch as a benchmark for county economic services and enhance its brand influence in Hunan [5]. Group 4: Future Outlook - The opening of the Liuyang Sub-branch is seen as a new starting point for Zheshang Bank's Changsha Branch to seize opportunities for high-quality economic development in Hunan, with a commitment to improving financial services and contributing to the province's modernization goals [6].
美德积分与浙银善标:金融助力乡村振兴的“双轮驱动引擎”
Qi Lu Wan Bao· 2025-10-16 02:44
Core Viewpoint - The rural revitalization strategy is a crucial foundation for the great rejuvenation of the Chinese nation, requiring precise financial resources and deep integration of social values and market mechanisms [1] Group 1: Financial Innovation and Support - Zhejiang Merchants Bank Jinan Branch actively implements the rural revitalization strategy by integrating virtue points into its financial services, creating the "Virtue Points Good Standard Loan" to address the risk assessment challenges faced by agricultural operators [1][2] - The bank utilizes big data and artificial intelligence to develop a customized product service that aligns with local industry needs, enhancing credit risk management through a multi-dimensional analysis of customer virtue-related information [2] Group 2: Case Studies of Financial Support - The "Virtue Points Good Standard Loan" has successfully provided credit to clients like Mr. Li, who received a 3.5 million yuan loan based on his social contributions and virtue points, enabling him to complete a municipal project and support local employment [3] - Another client, Mr. Zhang, benefited from a 360,000 yuan loan with a 50 basis points interest rate reduction due to his community service, showcasing the bank's commitment to recognizing and rewarding virtuous behavior [4] Group 3: Achievements and Future Directions - By September 2025, the "Virtue Points Good Standard Loan" had served 272 clients with a total loan issuance of 284 million yuan, earning recognition as an innovative application in financial technology for rural revitalization [5] - The integration of virtue points with financial services provides new ideas for resource allocation and aims to activate the endogenous power of the rural economy, with plans for continued exploration of effective financial measures to support rural revitalization [5]
浙商银行合肥分行:深耕善本金融 守护百姓钱袋
Group 1 - The core idea of the articles is the promotion of financial knowledge and awareness of the deposit insurance system by Zheshang Bank's Hefei branch, which aims to enhance public understanding and contribute to regional financial stability [1][2] - The bank conducted a series of activities during the "Financial Knowledge Promotion Month" in September, benefiting over a thousand citizens through a multi-layered financial safety net [1] - The bank upgraded its deposit insurance promotional facilities across six branches, featuring a themed exhibition and various visual communication methods to enhance public awareness [1] Group 2 - Zheshang Bank's Hefei branch implemented the "Shanben Five Advances" strategy to disseminate financial knowledge to grassroots communities, including activities in neighborhoods, schools, enterprises, rural areas, and senior centers [2] - Specific initiatives included interactive financial education sessions in schools, tailored presentations for workers on wage security, and lectures in local dialects to build trust in small financial institutions among farmers [2] - The bank remains committed to its "Shanben Financial" philosophy, focusing on professional and humanized financial services to ensure asset safety and promote social equity [2]