Group 1 - Shanghai banks are focusing on supply chain finance to support small and micro enterprises by leveraging core enterprise credit, asset credit, and data credit evaluations [1] - Ningbo Bank's Shanghai branch has created a comprehensive service ecosystem for core enterprises and their suppliers, resulting in a 2.3% reduction in overall financing costs for a leading new energy vehicle company and its 46 suppliers [1] - China Merchants Bank's Shanghai branch has implemented a digital "payment agency" service for a chip industry core enterprise, facilitating financing for seven suppliers and improving overall operational efficiency [1] Group 2 - Multiple banks in Shanghai have launched the "Electric Carbon Benefit Loan" project, providing over 100 million yuan in low-cost green credit to small and micro enterprises in the electric grid industry, promoting their transition to green and low-carbon development [2] - Agricultural Bank of China Shanghai branch has introduced carbon footprint-linked supply chain loans, offering differentiated interest rates based on suppliers' carbon footprint reports [2] - China Merchants Bank's Shanghai branch has developed a "de-core" model for a large hotel chain, enabling small micro clients to access credit based on transaction data rather than core enterprise credit [2] Group 3 - China Construction Bank's Shanghai branch has partnered with a logistics company to launch the "De-core Chain Loan" product, integrating data, funds, and logistics to address financing challenges for downstream enterprises in the steel industry [3] - Agricultural Bank of China Shanghai branch has collaborated with the Shanghai Financing Guarantee Center to introduce a "non-ferrous metal supply chain financial batch loan," utilizing blockchain technology for a de-core financing model [3] Group 4 - Shanghai Huari Bank has launched the "Rui e Hui" smart supply chain financial product, utilizing big data to provide online inclusive financing services for small and micro enterprise suppliers [4] - The bank focuses on logistics, e-commerce, and pharmaceutical procurement sectors, helping enterprises overcome financing difficulties through in-depth data analysis and real-world transaction behavior [4]