供应链金融
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浦发银行太原分行携手中铁三局:“浦链通”解锁供应链金融新路径
Sou Hu Cai Jing· 2025-11-24 10:19
作为深耕区域市场的金融力量,浦发银行太原分行始终聚焦核心企业金融需求,持续拓展供应链金融合 作边界。此次"浦链通"业务的成功落地,是分行践行数智化战略、赋能实体经济的重要突破,进一步提 升了其在区域内供应链金融领域的品牌影响力与客户满意度。 聚焦供应链金融提质增效需求,助力实体经济高质量发展,近日,浦发银行太原分行成功携手中铁三局 集团有限公司,实现"浦链通"业务破冰落地。此次合作不仅为双方供应链融资合作开辟全新路径,更构 建起灵活高效、低成本的供应链金融服务新架构,以金融创新为产业链生态注入强劲动能。 "浦链通"是浦发银行在供应链金融赛道重点打造的创新产品,深度契合实体产业供应链协同发展、金融 服务提质升级的市场趋势。此次合作以中铁三局集团主导的供应链真实交易背景为基础,借助核心企业 买方增信额度,为上游供应商精准提供买断型保理融资服务。依托数字化技术支撑,业务实现资料在线 提交、系统自动审核,凭借"免评级、免授信、免额度"的准入优势,大幅简化业务流程、提升融资效 率,赢得中铁三局及上游供应商的高度认可。这一创新模式有效盘活了供应链应收账款,加速了供应商 资金回笼,为中铁三局供应链生态稳定发展筑牢金融支撑。 ...
农副产品批发交易平台有哪些
Sou Hu Cai Jing· 2025-11-22 06:15
农副产品批发交易平台有哪些?在数字化浪潮的推动下,农副产品批发交易领域涌现出一批创新平台,小蛙农服作为其中的佼佼者,正通过先进技术重塑着 从田间地头到消费者餐桌的流通链条。 农副产品批发交易平台有哪些 小蛙农服还创新性地引入供应链金融服务,通过区块链、物联网等技术,将实物资产转化为可信数字资产,有效解决农产品存储难、融资难、销售难等行业 痛点。 目前,小蛙农服已建立起覆盖主要农产品产区的服务网络,整合了大量农户、合作社和采购商资源,平台年交易额持续增长,成为推动农业现代化的重要力 量。 农副产品批发交易平台有哪些 农副产品批发交易平台有哪些 小蛙农服构建了完整的农副产品数字化交易生态,平台集成了线上交易、物流协调、支付结算等核心功能,为农户和采购商搭建起直接对接的桥梁。 该平台通过智能匹配技术有效解决传统农业中信息不对称问题,大幅降低农产品流通损耗率。数据显示,接入小蛙农服系统的产区,农产品流通损耗率已显 著下降至12%以下,明显优于传统渠道25%-30%的损耗水平。 农副产品批发交易平台有哪些就介绍到这里。随着5G、物联网等技术的进一步应用,小蛙农服将继续优化平台功能,致力于构建更加高效、透明的农副产 品批 ...
盛达金属资源股份有限公司 关于子公司为公司提供担保暨接受关联方无偿担保的进展公告
Zhong Guo Zheng Quan Bao - Zhong Zheng Wang· 2025-11-22 02:09
登录新浪财经APP 搜索【信披】查看更多考评等级 本公司及董事会全体成员保证信息披露的内容真实、准确、完整,没有虚假记载、误导性陈述或重大遗 漏。 特别提示:盛达金属资源股份有限公司(以下简称"公司")已审批的为合并报表范围内子公司(以下简 称"子公司")提供担保、子公司之间互相提供担保、子公司为公司提供担保额度合计超过公司最近一期 经审计净资产的100%,其中有对资产负债率超过70%的子公司提供担保,公司及子公司未对合并报表 范围外单位提供担保。 一、担保情况概述 公司分别于2025年4月28日、2025年5月20日召开第十一届董事会第八次会议、2024年度股东大会,审议 通过了《关于公司及子公司2025年度担保额度预计的议案》,同意公司为子公司提供担保、子公司之间 互相提供担保、子公司为公司提供担保额度合计不超过人民币60亿元。担保范围包括但不限于流动资金 贷款、项目贷款、并购贷款、银行委托贷款、融资租赁、银行承兑汇票、保函、保理、开立信用证、票 据贴现、资产证券化等融资业务,担保方式包括一般保证、连带责任保证、抵押、质押等,担保额度有 效期限自公司2024年度股东大会审议通过之日起至2025年度股东大会 ...
建行山东省分行供应链金融惠及2.8万户中小微企业
Zhong Guo Jin Rong Xin Xi Wang· 2025-11-21 07:35
据悉,该模式已在建筑、制造业、通信等行业成功落地。例如,去年中秋节前,该行通过"e信通+e订 通"组合,为某央企建筑企业上游近100家供应商提供近5亿元融资,同步实现核心企业账期延展与供应 商资金支持。在通信领域,该行亦为三大运营商上游工程与服务商定制专属方案,覆盖超100家供应 商,投放规模达5.4亿元。 在服务制造业龙头企业方面,建行展现出高效的科技响应能力。以某化工化学集团为例,在获悉企业计 划搭建供应链平台后,建行迅速组建专项团队,省、市、支行三级联动,成为其供应链融资主办行。目 前,该企业已通过"e信通"签发金额达52亿元,有效增强了产业链的稳定性。 近年来,建行山东省分行高度关注金融与产业融合,不断创新经营管理机制和产品服务体系。一是实施 金融链长制。在山东省工信厅的指导下,该行聚焦山东11条标志性产业链、43条重点产业链,组建重点 产业链专属服务团队,优先进行供应链融资支持。二是创新医疗场景服务方案,服务医疗卫生产业链。 目前,该行已累计为203家医院的1800家供应商提供466亿元资金支持。三是深耕政府采购服务场景。该 行与山东省政府采购合同融资服务平台系统直连,助力政府采购产业链高效运转,依 ...
千万信贷“撬动”蟹经济,兴化大闸蟹“爬”上云端
Xin Hua Ri Bao· 2025-11-21 07:07
Core Viewpoint - The article highlights the thriving sales season of Xinghua hairy crabs, showcasing the efficient and standardized production and distribution processes that contribute to the industry's growth and brand influence [1][2]. Group 1: Industry Overview - The production process of Xinghua hairy crabs involves self-cultivation and large-scale procurement, with an annual sales revenue reaching 50 million yuan, of which 30% comes from e-commerce channels [1]. - The use of live streaming for sales has proven effective, with a single event achieving sales exceeding 200,000 yuan, thereby expanding market reach and enhancing brand recognition [1]. Group 2: Financial Support - Xinghua Rural Commercial Bank's Anfeng branch provides significant financial support, offering a credit line of 10 million yuan under the "Xingnong Industry Loan" program, aimed at meeting the funding needs across the entire supply chain [2]. - The loan product is designed to alleviate financing difficulties for farmers and includes flexible collateral options, with interest rates as low as LPR minus 20 basis points [2]. Group 3: Impact on Local Economy - The financial backing from the bank not only supports the core industry but also benefits upstream and downstream stakeholders, including crab farmers, packaging companies, and logistics providers, creating a positive cycle of growth [2][3]. - The initiative aligns with the mission of rural commercial banks to support local特色产业, contributing to rural revitalization and increasing farmers' income [2].
盟大集团兑付危机调查:是金融创新,还是“庞氏骗局”?
经济观察报· 2025-11-20 15:23
Core Viewpoint - The article discusses the withdrawal difficulties faced by investors in the "Liuke Yunbang" and "Xiaogu Fengshou" apps, both operated by the Mengda Group, highlighting a potential financial crisis within the company and investor concerns regarding the safety of their funds [1][2][3]. Group 1: Withdrawal Issues - Since November 2025, investors have reported difficulties in withdrawing funds from the "Liuke Yunbang" app, with many unable to access their money despite multiple attempts [2][4]. - The withdrawal issues began after the National Day holiday in 2025, initially affecting large withdrawals before escalating to all amounts being stuck in the platform [2][4]. - The Mengda Group has proposed a repayment plan that categorizes unpaid amounts into four tiers, with varying repayment timelines and conditions, including equity conversion for larger investments [3][8]. Group 2: Company Background - "Liuke Yunbang" was launched in 2021 and is operated by Dongguan Mengda Data Technology Co., Ltd., part of the Mengda Group, which has received investments from notable institutions [3][4]. - The Mengda Group also operates other platforms, including "Xiaogu Fengshou," which entered the liquor industry in 2023, promising fixed annual returns and claiming bank supervision of funds [3][4]. Group 3: Investor Reactions - Over 3,000 investors are reportedly involved, with total funds exceeding several billion yuan, leading to widespread panic and distrust in the company's assurances [4][6]. - Many investors have expressed their frustrations online, with some filing police reports against the Mengda Group for suspected contract fraud [4][6]. - The company's communication regarding the crisis has been met with skepticism, as investors doubt the feasibility of the proposed repayment plan and the company's ability to fulfill its commitments [4][19]. Group 4: Operational Challenges - The company cited external events and economic downturns as contributing factors to its liquidity issues, including a protective freeze on bank accounts due to investigations into money laundering [7][8]. - The Mengda Group has acknowledged losses due to overdue payments from client companies, many of which are small and medium-sized enterprises facing operational difficulties [7][8]. - Despite the crisis, the company claims that other business segments remain operational, although investor confidence has significantly waned [7][8].
盟大集团兑付危机调查:是金融创新,还是“庞氏骗局”?
Jing Ji Guan Cha Wang· 2025-11-20 15:07
经济观察报 记者 蔡越坤 "转出申请成功,请等待银行处理。"2025年10月24日上午11点,来自西安的卢先生通过"六客云帮"APP 提交了一笔五万多元的货款提现申请,页面立即弹出一句提示。 按照卢先生的过往经验,这笔提现申请经平台后台人工审核后即可到账。然而,时间一天天过去,直到 2025年11月19日,这笔钱依然未见踪影。对卢先生来说,他辛苦赚来的工资被锁在了屏幕另一端。 卢先生的遭遇并非个例。不少投资者反映,国庆节后,"六客云帮"的提现通道就开始出现异常。起初只 是限制大额提现,小额仍可勉强到账;但自2025年10月20日起,情况进一步恶化,无论提现金额大小, 资金均被"卡"在平台中,无法转出。 公开资料显示,"六客云帮"上线于2021年,运营主体为东莞市盟大数据科技有限公司,隶属于盟大集 团。官网介绍称,盟大集团旗下拥有环球塑化、大易有塑、盟大企业购、小谷丰收等多个数字科技服务 平台,该公司曾获粤科金融、启赋资本、深创投等多家知名机构的多轮投资。2023年,盟大集团推 出"小谷丰收"平台,切入白酒产业链,提供原酒预订、封坛等投资模式,承诺每年固定收益,并称资金 由银行监管。 2025年11月以来,不仅 ...
大连银行荣获“最佳产业数字金融城商银行”奖
Sou Hu Cai Jing· 2025-11-20 01:27
近日,第十一届中国产业数字金融年会在北京召开。凭借在产业数字金融领域的深耕实践与突出成果,大连银行荣获"最佳产业数字金融城商银行"奖项,全 国仅两家城商行获此殊荣。 本次大会以"链通实体 数启未来"为主题,汇聚金融机构、核心企业、行业智库等多方智慧,共同探讨供应链金融在服务实体经济、推动产业数字化转型中 的创新路径与发展趋势。 作为立足东北、辐射全国的地方性银行,大连银行始终坚守金融服务实体经济的初心使命,将供应链金融作为做好金融"五篇大文章",助力产业链供应链安 全稳定畅通的核心抓手。近年来,该行以"科技赋能金融、金融服务实体"为导向,构建起覆盖"核心企业+上下游中小企业"全链条、集"线上化+智能化+场景 化"功能于一体的供应链金融服务体系——"大银e链",为不同规模、不同行业的企业提供适配性强、效率高、风险可控的金融解决方案,持续为实体经济注 入金融活水。 未来,大连银行将聚焦数字科技与实体经济融合的前沿方向,持续优化供应链金融产品体系与服务模式,以更加优质、高效、便捷的金融服务助力产业链发 展提质增效,为金融强国建设、东北全面振兴以及实体经济高质量发展贡献更大金融力量。 ...
1天放款6800万,渤海银行以供应链金融破解小微企业融资难题
2 1 Shi Ji Jing Ji Bao Dao· 2025-11-19 07:35
Core Insights - Small and micro enterprises are crucial to the real economy, contributing over 50% of tax revenue, 60% of GDP, 70% of technological innovations, 80% of urban employment, and 90% of the total number of enterprises, yet they face persistent challenges in financing [1] - The traditional credit model's reliance on collateral and cumbersome offline processes makes it difficult for small suppliers to obtain timely financial support, especially in the context of supply chain ecosystems [1][2] - Recent initiatives by Bohai Bank demonstrate the effectiveness of supply chain finance in enhancing capital efficiency and supporting the real economy, as evidenced by the rapid financing of over 68 million yuan for 21 suppliers in just one day [1][2] Company and Industry Developments - Bohai Bank has developed a service model that leverages the credit of core enterprises, allowing for a "core enterprise credit penetration + fully online process" approach to address the financing needs of upstream suppliers [2] - The bank's digital transformation includes a fully digitized process from financing application to fund disbursement, enabling some transactions to be completed on the same day, thus improving efficiency [2] - As of the end of 2024, Bohai Bank served 2,634 supply chain enterprises, a year-on-year increase of 126.8%, with supply chain financial product issuance reaching 257.19 billion yuan, up 36.69% year-on-year [3]
常熟农商银行 推进“三个深化”促进信贷提效
Jiang Nan Shi Bao· 2025-11-19 06:48
Core Insights - Changshu Rural Commercial Bank has implemented a "three deepening" strategy to enhance credit services, achieving significant results in inclusive finance, supply chain finance, and digital services, while improving risk control and customer coverage [1][2] Group 1: Differentiated Competition - The bank focuses on underserved markets such as towns, villages, and communities, deploying key personnel to deepen service in these areas [1] - The "Small Business Loan" product system has been improved, providing credit support to small and individual businesses, serving 62,000 customers with a loan balance of 6.8 billion yuan by the end of October [1] Group 2: Comprehensive Development - The bank has identified over 10,000 small and micro customers with sales exceeding 10 million yuan from a total of 160,000, offering specialized visits and comprehensive services [1] - A total of 289 customers have been supported with financing exceeding 400 million yuan this year through a combination of products covering the supply chain [1] Group 3: Digital Operations - Changshu Rural Commercial Bank is accelerating its digital transformation, creating a data-driven intelligent service ecosystem and promoting online and intelligent business processes [1] - The bank has pushed 50,000 business opportunities to corporate clients with a 70% view rate and an 11% conversion rate, while 160,000 opportunities were sent to small and micro entities with an 88% view rate and an 8.5% conversion rate, resulting in 13,000 credit approvals totaling 4.9 billion yuan [1]