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东莞创“再贷款+可持续信息披露挂钩贷”脱核供应链融资模式
Sou Hu Cai Jing· 2025-11-28 08:34
Core Insights - Dongguan has implemented a groundbreaking practice by utilizing agricultural support re-loan monetary policy tools to provide a 10 million yuan sustainable information disclosure-linked loan to a core enterprise's upstream suppliers in the metal manufacturing industry, creating a new paradigm that deeply binds sustainable information disclosure with credit resource allocation [2][3] Group 1 - The innovative practice addresses the growing demand from stakeholders such as creditors and investors for corporate sustainable information disclosure, transforming the quality of such disclosures into a "credit passport" for financing [3] - By integrating data resources from core enterprises' supply chains, including tax, invoices, utility bills, and bank statements, the practice allows for direct credit limit determination for upstream suppliers based on their sustainable development performance [3][4] - This initiative shifts the focus from "individual disclosure" to "whole chain disclosure," enhancing the overall ESG management level of the supply chain and enriching the operational profiles of small and micro enterprises [3] Group 2 - Under the guidance of the People's Bank of China Dongguan Branch, Dongguan Bank has established a comprehensive sustainable information disclosure mechanism based on the principles of reliability, relevance, comparability, and verifiability, which aids in precise corporate profiling and optimizing financial resource allocation [4] - The next steps include encouraging more enterprises to disclose sustainable information, enhancing green competitiveness, and expanding the information disclosure-linked mechanism to other green industries such as renewable energy and energy conservation [4] - The plan involves developing a full-cycle product system that links disclosure quality grading, dynamic interest rate adjustments, and quota recycling, while utilizing big data technology to create a digital platform for the supply chain [4]