Core Viewpoint - Qingdao Bank's latest semi-annual report highlights its resilient growth and differentiated advantages in the context of regional economic development, showcasing a robust performance amid a challenging banking environment [1][2]. Financial Performance - As of June 30, Qingdao Bank's total assets reached 743.03 billion yuan, an increase of 7.69% from the end of the previous year [5]. - The bank's net profit attributable to shareholders grew by 16.05% year-on-year, amounting to 3.065 billion yuan, while operating income increased by 7.5% to 7.662 billion yuan [6]. - The non-performing loan ratio improved to 1.12%, down by 0.02 percentage points from the previous year, with a provision coverage ratio of 252.8%, up by 11.48 percentage points [6]. Business Segments and Strategies - Qingdao Bank has seen significant growth in its specialized loan segments, with green finance loans increasing by 38.18% and technology finance loans growing by 20.85% [11][14]. - The bank's leasing subsidiary, Qingyin Financial Leasing, focuses on serving the manufacturing sector, with a 33.82% share of its business in manufacturing loans, reflecting a strategic alignment with regional industrial development [7]. - Qingdao Bank's blue finance loans also grew by 14.56%, indicating a commitment to supporting the marine economy [13]. Brand and Market Position - Qingdao Bank has made its debut on the Fortune China 500 list, marking a significant milestone for local financial institutions [15]. - The bank's brand value reached 36.236 billion yuan, ranking it 317th in the "China's 500 Most Valuable Brands" list, reflecting its sustained efforts in strategic development and social responsibility [17].