2、请问苏州电瓷的海外销售情况如何，主要销往哪些国 家？ 答:尊敬的投资者，您好！感谢您对公司的关心。公司控 股子公司苏州电瓷在企业经营中，以自身技术质量领先和产品 具备的长期运行的历史优势赢得了用户的信任，不仅在国内成 为两大应用领域的首选品牌之一，同时产品在国外的影响力也 正逐步扩大，产品远销欧美澳等 40 多个国家和地区，并为众 多国际知名跨国公司配套，"闪电"产品在国内外享有良好的 声誉，近几年随着中国"一带一路"战略的实施，特高压及高 铁技术走出国门，更是为苏州电瓷出口销售开辟了新的渠道。 谢谢！ 证券代码：000551 证券简称：创元科技 创元科技股份有限公司 2025 年 7 月 24 日投资者关系活动记录表 编号：2025-009 | 投资者关系活动 | √特定对象调研 □分析师会议 | | --- | --- | | 类别 | □媒体采访 □业绩说明会 | | | □新闻发布会 □路演活动 | | | √现场参观 | | | □其他 （请文字说明其他活动内容） | | 参与单位名称及 | 机构投资者：东方财富证券、天瑞万合私募、允朗投资、良茂 | | 人员姓名 | 资产、尚颀资本、中信建投证 ...

Core Viewpoint - The article discusses the recent phenomenon of banks offering Labubu toys as incentives for deposits, highlighting the regulatory issues and market implications of such practices [1][3][8]. Group 1: Labubu's Popularity and Market Impact - Labubu, a product under Pop Mart, has gained immense popularity globally, particularly among the Z generation, leading to significant price increases for its products [2][4]. - Prices for Labubu products surged dramatically, with blind boxes increasing from an original price of 99 yuan to 200-600 yuan, and some rare items fetching prices over 1 million yuan at auctions [2][4]. Group 2: Banks' Marketing Strategies - Some banks, including Ping An Bank, initiated promotional activities offering Labubu toys for new deposit accounts, aiming to alleviate pressure on deposit acquisition [4][5]. - The promotional strategy required new customers to deposit over 50,000 yuan for six months to receive Labubu products, effectively turning bank branches into promotional hubs [5][6]. Group 3: Regulatory Response - The promotional activities faced regulatory scrutiny, leading to a halt in such campaigns due to violations of regulations against using gifts to attract deposits [7][8]. - Regulatory bodies emphasized the need for banks to cease these practices and outlined a timeline for the orderly exit of such products by the end of 2025 [8]. Group 4: Long-term Implications for Banks - Experts warn that such promotional strategies could disrupt the normal deposit market and further compress banks' net interest margins, exacerbating existing financial pressures [9][8]. - The article suggests that banks should focus on enhancing their financial services rather than relying on gimmicky promotions to attract deposits [8][9]. Group 5: Future Marketing Strategies - The article advocates for a more sustainable approach to "IP + finance" marketing, encouraging banks to explore deeper collaborations rather than superficial promotions [18]. - Potential strategies include co-branded credit cards and unique financial services tailored to the interests of younger consumers, ensuring compliance with regulations while meeting market demands [18].

作者｜徐小磊，广发银行信用卡中心商业智能负责人 编辑｜Kimmy 在金融营销进入智能化 3.0 时代的当下，AI 与 Agent 已不再是锦上添花的"选配"，而是重塑客户洞 察、决策效率和服务体验的核心驱动力。本文将结合行业演进、现实痛点与前沿实践，探讨 AI 技术 如何为金融机构打造差异化竞争力，开启以"智能密度"为核心的新一轮营销升级。 在将于 2025 年 6 月 27～28 日举办的 AICon 全球人工智能开发与应用大会（北京站） ，我们设置了「 AI 在金融领域的应用和趋势探索 」专题，由广发银行信用卡中心商业智能负责人徐小磊出品，聚焦"AI 在金融领域的应用案例 / 成果与趋势探索"，深入探讨金融 AI 应用案例分享、前沿趋势探索和行业特殊挑 战。 欲了解更多内容，可访问大会官网： https://aicon.infoq.cn/2025/beijing/track/1805 很高兴在今天这样一个充满变革的时刻，能和大家一起探讨一个金融营销人都高度关注的话题： AI 和 Agent 如何深刻改变我们的工作，以及我们如何抓住这波浪潮，为企业建立真正的竞争壁 垒。 回望与前瞻：金融营销的进化之路与 A ...