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全職投資人,需要具備哪些條件?
LEI· 2025-12-03 01:24
Investment Strategy & Portfolio Management - Full-time investing requires a viable business model with a profitable investment strategy, including market selection, asset allocation, and entry/exit strategies [1] - The Hi5 portfolio is presented as an example, investing in US market index ETFs, with 40% allocated to cash flow generation and 60% to asset appreciation [1] - The Hi5 portfolio employs a DCA (Dollar-Cost Averaging) plus BTD (Buy The Dip) investment approach [1] - Diversification across multiple systems (active, passive, stock-focused, etc) is crucial for risk mitigation and income generation [1] Financial Requirements & Risk Management - Aspiring full-time investors should possess 3-5 years of living expenses as a financial safety net [1] - A debt-free lifestyle (no mortgages, car loans, or credit card debt) is essential to maintain positive free cash flow [1] - A "income replacement system" is needed, with capital allocated to fixed-income assets (bonds, REITs, preferred stocks) to generate stable cash flow, rather than selling stocks [2] - An example: To generate $120,000 annually with a 4% yield, a $3 million capital base is required in fixed-income investments [2] Psychological & Disciplinary Aspects - Self-discipline, cultivated through consistent habits like daily trading journals, is crucial for full-time investors [2] - Patience and acceptance of market volatility are necessary, avoiding panic selling during downturns [2]
全球股市其實都壓在7家公司!你還以為自己有分散?
堆金積玉· 2025-12-01 13:01
一旦掌握這7個人生複利公式,你的人生將開始快速成長 https://youtu.be/Uz0awqTLJeA 會員頻道的內容會依照這7個公式,一步步陪你實踐 👉 加入會員頻道,從第1個公式開始實踐:https://bit.ly/goldenrich-members ☕️ 如果你想免費支持我們,這裡有個簡單的方法: 👉 https://bit.ly/GET-IBKR 🙏 點擊連結沒有任何費用,每次點擊都能幫助支持我們的頻道。IB盈透證券:全球領先、備受信賴的投資平台,交易覆蓋150個市場,低成本、資金靈活,是多元化投資的理想選擇! (Disclosures: https://bit.ly/content-disclosure) 全球股市的財富,其實都壓在7家公司!你還以為自己有分散? 「不要把所有雞蛋放在同一個籃子裡」這句話,基本上是所有投資人的共識。為了降低風險,大家通常會去分散投資,買不同的理財商品,在資產配置上抓好比例,希望透過不同資產之間的互相抵銷,讓虧損少一點、收益多一點。 但如果你覺得自己把雞蛋分到不同籃子、甚至還很用心地分配好比例,就能睡得很安心,那你的投資組合可能沒有你以為的那麼穩。原因,就藏在 ...
銀行是給窮人設的陷阱?富人的秘密金庫藏在這5個據點!
堆金積玉· 2025-11-03 11:30
Investment and Wealth Management - The content discusses strategies for wealth preservation, emphasizing the importance of protecting assets from legal, marital, and market risks [1] - It highlights the concept of wealthy individuals establishing multiple "wealth vaults" to safeguard their assets through tax, legal, and market risk mitigation [1] - The content suggests that these strategies allow for flexible use of substantial funds while maintaining control without needing to liquidate assets [1] Risk Disclosure and Disclaimer - The content includes a disclaimer stating that the information provided is for educational purposes only and does not constitute financial advice [1] - It emphasizes that all investments involve risk and that individuals are solely responsible for their investment decisions, advising them to conduct their own research [1]
你還在怕錢貶值?這8種資產越放越值錢,有錢人早就買好了!
堆金積玉· 2025-09-13 11:01
一旦掌握這7個人生複利公式,你的人生將開始快速成長 https://youtu.be/Uz0awqTLJeA 會員頻道的內容會依照這7個公式,一步步陪你實踐 👉 加入會員頻道,從第1個公式開始實踐:https://bit.ly/goldenrich-members ☕️ 如果你想免費支持我們,這裡有個簡單的方法: 👉 https://bit.ly/GET-IBKR 🙏 點擊連結沒有任何費用,每次點擊都能幫助支持我們的頻道。IB盈透證券:全球領先、備受信賴的投資平台,交易覆蓋150個市場,低成本、資金靈活,是多元化投資的理想選擇! (Disclosures: https://bit.ly/content-disclosure) 你還在怕錢貶值?這8種資產越放越值錢,有錢人早就買好了! 生活中很多東西,貶值速度快到誇張!像車子,你剛把新車牽出展示間,價值就開始往下掉。手機也是,每年一出新款,舊的馬上就被打入冷宮。就連錢,也會因為通膨越來越不值錢。今天這一期節目,我就要跟你聊聊,有哪些東西不僅可以保值,還能讓你越來越有錢。 🔔 貼心提醒 訂閱後不要忘記按旁邊的鈴鐺 才不會錯過最新上傳的節目唷 ⚠️ 免責聲明:堆金積 ...