究竟什么样的能力，才能让人在 AI 时代真正"值钱"？ 2026 年 2 月 22 日，卡耐基梅隆大学教授、数学家、社会企业家罗博深（Po-Shen Loh）接受采访时说： "AI 会创造新的财富。但什么样的人值钱，标准变了。" 这个判断不是推测，而是来自他这些年在全球各地的观察。 美国乡村的四年级教室里，那些没手机、没网络的孩子，展现出惊人的数学直觉。与此同时，全球大量 受过高等教育的学生却在 AI 面前突然发现：自己苦读多年积累的知识与技能，正在快速贬值。 这种强烈的反差背后，罗博深看到了一个不可逆的趋势： 财富规则变了，新的稀缺品随之诞生。 第一节｜世界开始看见更多人 要回答这个问题，得从一个意外的观察说起。 那天，在南卡罗来纳州的一间乡村教室里，罗博深看到了一种长久存在、却一直被无视的潜力。那些孩 子没有手机，没有网络，更没有补习资源，却能在短短半分钟内主动提出解题思路，热烈讨论，并认真 倾听彼此。 他感慨道：这是我教过最棒的四年级课堂之一。 这一幕的意义，远超教育本身。过去，这些孩子的潜力永远不会被世界看到。但现在，AI 正在改变这 个现实。 一直以来，世界的资源分配高度依赖名校光环、一线城市、光鲜 ...

Core Viewpoint - The article emphasizes the importance of having a clear profit-taking strategy in a bullish market, highlighting the psychological challenges investors face and the need for discipline to avoid losses from greed and hesitation [4][5][11]. Group 1: Market Overview - The A-share market has seen significant activity, with trading volumes exceeding 3.6 trillion yuan for three consecutive days, reaching a record high of 3.9 trillion yuan [4]. - Despite regulatory measures such as increasing margin requirements and the presence of large sell orders in key stocks, market enthusiasm remains strong [4]. Group 2: Investor Behavior - Investors who refuse to take profits during market euphoria often end up as tragic figures, caught in a cycle of greed and denial, leading to significant losses [7]. - In contrast, cautious investors who take profits early and avoid chasing high prices are more likely to succeed in the long run, demonstrating that being cautious is not a weakness but a sign of awareness [8]. Group 3: Profit-Taking Strategy - Establishing a profit-taking plan is crucial for navigating market volatility. This plan can include dynamic asset allocation, hard stop-loss rules based on technical indicators, or valuation thresholds [10]. - The most dangerous strategy is to rely on vague feelings about market movements, as historical patterns suggest that every bull market follows a similar script, regardless of the specific assets involved [11]. Group 4: Investment Philosophy - The article argues that true courage in investing lies in adhering to principles in the face of temptation, while true caution is rooted in a clear understanding of risks [11].

Core Viewpoint - The article discusses the growing trend among wealthy young heirs to redistribute their wealth through philanthropy, driven by feelings of guilt and responsibility associated with their inherited fortunes [1][2]. Group 1: Wealth Transfer and Philanthropy - The "wealth transfer" phenomenon is expected to result in $84 trillion being passed from older generations to younger generations by 2045, prompting discussions on how to allocate this wealth responsibly [1][3]. - Organizations like Resource Generation are facilitating this shift by encouraging young wealthy individuals to use their resources for social equity and justice [1][2]. Group 2: Role of Wealth Mentors - Wealth mentors, such as Iris Brilient and Joe Loom, provide emotional and financial guidance to high-net-worth individuals, helping them navigate the complexities of their wealth and the associated guilt [2][3]. - These mentors often work with clients who are progressive, younger, and from marginalized communities, reflecting a desire to consider the welfare of others in their wealth distribution decisions [2][3]. Group 3: Generational Differences in Wealth Attitudes - Younger generations, particularly Gen Z, exhibit higher anxiety regarding wealth inheritance due to increased awareness of wealth inequality through social media [3][4]. - There is a notable contrast in attitudes towards wealth between older and younger generations, with younger clients often feeling pressured to quickly dispose of their wealth, while older clients may struggle to let go [3]. Group 4: Impact of Current Events on Wealth Redistribution - Events such as political changes and global crises have led to increased inquiries from wealthy individuals seeking guidance on wealth distribution, indicating a correlation between societal issues and philanthropic intentions [3][4]. - The actions of billionaires like Bill Gates, who pledged $200 billion to charity, highlight a shift in some wealthy individuals' approach to wealth, although many still retain significant wealth without contributing to social causes [3][4].