Housing Policy Adjustment - Shanghai has released a notice to optimize and adjust its real estate policies, specifically reducing housing purchase restrictions [1] - Local residents and non-local residents with 1 year of social security or individual income tax payment can purchase unlimited number of houses outside the Outer Ring Road (single adult is limited to one) [1] Mortgage Policy Adjustment - The maximum loan amount for first-time homebuyers has been increased from 1.6 million to 1.84 million, an increase of 15% [1] - For families with multiple children, the floating ratio of the first home loan can be calculated cumulatively, increasing from 1.92 million to 2.16 million [1] - The maximum loan amount for second-time homebuyers has been increased from 1.3 million to 1.495 million, an increase of approximately 15% [1]