新政还严格了购房资格审查。《通知》规定，购房者不得通过补交社会保险在限购区域购买住房，同时 不再将缴纳个人所得税作为取得购房资格的途径，并要求相关部门加强审查，防止弄虚作假。此外，为 加强市场监管，规范市场秩序，维护房地产市场的良好秩序，《通知》要求严厉查处违规收取诚意金、 虚高装修费用变相提价、伪造或虚开社会保险缴纳证明等违法违规行为。 据成都市房管局相关负责人介绍，此次《通知》出台，是为了坚决贯彻落实中央"房子是用来住的，不 是用来炒的"定位，进一步强化住房的居住属性，实行分区域施策，推进职住平衡，支持创新创业，遏 制投机炒房行为。 在此前的限购政策基础上，新政做出了一大改变：限购房屋类型由之前的商品住房扩大为商品住房和二 手住房。《通知》要求，购房者在住房限购区域购买二手住房的，应符合成办发〔2016〕37号、成办发 〔2016〕45号文件规定的购买商品住房条件，且只能新购买1套住房（包括商品住房和二手住房）。 同时，《通知》还在所有限购区域内强化了购房者的户籍和就业要求：购房者必须具有本区域户籍或在 本区域稳定就业并连续缴纳社会保险24个月以上。 聚焦 具体而言，购房者在成都高新区南部园区、天府新区成 ...

Real Estate Policy Adjustment - Shanghai's commercial personal housing loan interest rates no longer differentiate between first and second homes [1] - Shanghai further reduces housing purchase restrictions [2] - Local residents and non-local residents with 1 year of social security or individual income tax payment are not restricted from purchasing houses outside the Outer Ring Road (single adults are limited to purchase) [2]

Housing Policy Adjustment - Shanghai has released a notice to optimize and adjust its real estate policies, specifically reducing housing purchase restrictions [1] - Local residents and non-local residents with 1 year of social security or individual income tax payment can purchase unlimited number of houses outside the Outer Ring Road (single adult is limited to one) [1] Mortgage Policy Adjustment - The maximum loan amount for first-time homebuyers has been increased from 1.6 million to 1.84 million, an increase of 15% [1] - For families with multiple children, the floating ratio of the first home loan can be calculated cumulatively, increasing from 1.92 million to 2.16 million [1] - The maximum loan amount for second-time homebuyers has been increased from 1.3 million to 1.495 million, an increase of approximately 15% [1]

Industry Investment Rating - No relevant content provided Core Viewpoints - Beijing optimizes housing purchase restrictions, allowing eligible families to buy unlimited homes outside the Fifth Ring Road, and strengthens housing provident fund support in four aspects [2] - China conducts normal economic and trade energy cooperation with Russia, and will take reasonable energy security measures based on national interests [2] - In Q2, China's current account had a surplus of $135.1 billion, while the capital and financial account had a deficit of the same amount [2] - In July, China's CPI rose 0.4% month - on - month and was flat year - on - year, with core CPI rising 0.8% year - on - year. PPI fell 0.2% month - on - month and 3.6% year - on - year [3] - The Trump administration will clarify that imported gold bars should not be taxed [3] Summary by Related Catalogs Hot News - Beijing optimizes housing purchase restrictions and strengthens housing provident fund support [2] - China responds to the potential U.S. secondary tariffs on China for buying Russian oil [2] - China's Q2 current account and capital and financial account balance data are released [2] - China's July CPI and PPI data are announced with corresponding interpretations [3] - The Trump administration will clarify the tariff policy on gold bars [3] Plate Performance - Key focus: Urea, lithium carbonate, caustic soda, asphalt, crude oil [4] - Night - session performance: Non - metallic building materials 2.82%, precious metals 27.87%, oilseeds 12.66%, non - ferrous metals 20.64%, soft commodities 2.46%, coal - coking - steel - ore 14.82%, energy 3.42%, chemicals 11.31%, grains 1.17%, agricultural and sideline products 2.83% [4] Plate Position - The document shows the position changes of commodity futures plates in the past five days [5] Performance of Major Asset Classes - Equity: Shanghai Composite Index - 0.12% daily, 1.73% monthly, 8.45% annually; S&P 500 0.78% daily, 0.79% monthly, 8.63% annually, etc. [6] - Fixed - income: 10 - year Treasury bond futures 0.03% daily, 0.14% monthly, - 0.26% annually; 5 - year Treasury bond futures 0.02% daily, 0.11% monthly, - 0.66% annually, etc. [6] - Commodity: CRB Commodity Index 0.07% daily, - 1.90% monthly, - 0.89% annually; WTI crude oil - 0.81% daily, - 8.47% monthly, - 11.90% annually, etc. [6] - Others: US Dollar Index 0.18% daily, - 1.78% monthly, - 9.42% annually; CBOE Volatility Index - 8.57% daily, - 9.39% monthly, - 12.68% annually [6]