Core Insights - The banking and insurance sectors in China have shown growth in total assets, with the banking sector's total assets reaching 474.3 trillion yuan, a year-on-year increase of 7.9% [1] - The insurance sector's total assets reached 40.4 trillion yuan, increasing by 12.5% compared to the beginning of the year [1] Banking Sector Performance - By the end of Q3, the total assets of large commercial banks amounted to 208.1 trillion yuan, growing by 10% year-on-year, accounting for 43.9% of the total banking assets [1] - The non-performing loan balance for commercial banks was 3.5 trillion yuan, with a non-performing loan ratio of 1.52%, reflecting a slight increase of 0.03 percentage points from the previous quarter [2] - Commercial banks achieved a net profit of 1.9 trillion yuan in the first three quarters of 2025, with an average capital return rate of 8.18% [2] Loan and Credit Quality - The balance of inclusive loans for small and micro enterprises reached 36.5 trillion yuan, with a year-on-year growth of 12.1% [1] - The normal loan balance for commercial banks was 228.8 trillion yuan, with 223.7 trillion yuan classified as normal loans and 5.1 trillion yuan as attention loans [2] Liquidity and Capital Adequacy - The liquidity coverage ratio for commercial banks was 149.73%, indicating a stable liquidity position [3] - The capital adequacy ratio for commercial banks stood at 15.36%, with a core tier 1 capital adequacy ratio of 10.87% [2][3] Insurance Sector Performance - The insurance companies' original premium income reached 5.2 trillion yuan, a year-on-year increase of 8.5% [1] - The comprehensive solvency adequacy ratio for the insurance industry was 186.3%, indicating strong solvency [3]

国务院国资委主任张玉卓：“十四五”以来，中央企业资产总额从不到70万亿元增长到超过90万亿元，利润总额从1.9万亿元增长到2.6万亿元，年均增速分别达到7.3%、8.3%。 ...