近日，顺德农商行发布公告称，拟于2025年12月18日召开临时股东大会，审议关于吸收合并深圳龙华新 华村镇银行等议案。若此次吸收合并完成，顺德农商行的营业网点将首次延伸至深圳。 从数量上看，自2024年广东启动村镇银行改革重组工作以来，顺德农商行成为广东地区村镇银行的第一 大"买家"。 据此前公告，顺德农商行拟将上述吸收合并的村镇银行改建设立为该行分支机构。若此次吸收合并深圳 龙华新华村镇银行完成，顺德农商行的分支机构将首次进入深圳这一大湾区核心城市。 官网信息显示，深圳龙华新华村镇银行是由马鞍山农商行作为主发起行并控股的村镇银行，该行立足深 圳龙华、潜心三农、服务中小企业。据马鞍山农商行披露，截至2022年末，深圳龙华新华村镇银行总资 产为13.31亿元，当年实现净利润1080.9万元。 持有多家农商行股权 在吸收合并村镇银行之余，顺德农商行近年来还通过参股和控股广东省内其他农商行的方式，进一步扩 展了经营空间。 据公告，2023年及2024年，顺德农商行战略增资揭西农商行，增资后持有揭西农商行的股权比例为 14.3%；2024年，该行又通过股权受让方式将揭东农商行的持股比例进一步提升至37.27%。截至2 ...

Group 1 - The Guangdong Financial Regulatory Bureau approved Shunde Rural Commercial Bank's absorption and merger of four village banks, which will be converted into branches of Shunde Rural Commercial Bank [2][3] - Shunde Rural Commercial Bank has frequently expanded its operations, having planned or completed the absorption and merger of seven village banks in the past year [2][4] - The bank's net profit for 2024 decreased by 8.5% to 3.17 billion yuan, marking a continuous decline for three years, while the non-performing loan ratio rose to 1.61% [2][6] Group 2 - The bank's total revenue for 2024 was 8.49 billion yuan, a year-on-year increase of 1.2%, but the net profit further dropped by 39.4% to 500 million yuan in the first quarter of 2025 [6][7] - The total compensation for directors, supervisors, and senior management decreased by 16.3% to 23.49 million yuan in 2024, reflecting the bank's overall performance [6][7] - Shunde Rural Commercial Bank has faced challenges in improving the asset quality of its village banks, with non-performing loan ratios of 2.39% in provincial banks and 1.87% in non-provincial banks as of the end of 2024 [4][5] Group 3 - The bank's IPO application was withdrawn on July 4, 2025, after failing to update financial information and resume the IPO review process [6][7] - The bank has undergone multiple changes in its executive team over the past year, indicating instability in its management [6][7] - Shunde Rural Commercial Bank has expanded its operations through establishing branches in different regions and investing in other rural commercial banks in Guangdong Province [5][6]

Group 1: Business Overview - The company's main business is providing centralized heating services, focusing on steam and electricity since its establishment [1] - The centralized heating industry is characterized by regional competition, with companies primarily operating in industrial parks with heating demands [2] Group 2: Competitive Advantages - The company adopts a cross-regional business layout, covering multiple provinces including Jiangsu, Shandong, Jiangxi, Guizhou, and Hubei, serving various industries such as food, brewing, chemicals, textiles, paper, and pharmaceuticals [2] - The company avoids highly competitive and capital-intensive regions, selecting areas with existing heating demand and growth potential [2] Group 3: Financial Performance - In 2024, the company achieved operating revenue of 1.132 billion yuan, a year-on-year increase of 4.65%, and a net profit of 191 million yuan, up 45.61% from the previous year [3] - The profit increase is attributed to higher steam sales from existing and new customers, reduced financial costs, and improved production management [3] Group 4: Shareholder Engagement - The company has conducted a total of 4 dividend distributions since its listing, amounting to 161 million yuan, emphasizing its commitment to shareholder returns [3] - The company plans to issue up to 39,100,000 shares to its controlling shareholder, raising no more than 385.135 million yuan, primarily for working capital and debt repayment [3]