Core Insights - nCino was founded in late 2011 as a spin-off from a bank in Wilmington, North Carolina, with the aim of enhancing the efficiency of the lending process [1] - The company aims to create a unique platform that streamlines operations across banks, transforming traditional business practices and software procurement [1] Company Focus Areas - The company has concentrated on four main areas: lending, account opening, and two additional areas that were not specified in the provided text [2]