隔空盗刷银行卡的黑锅，手机NFC不背 真正的风险在信息泄露和授权环节 随着NFC相关话题发酵，一些网友指出NFC会"参与"盗刷，给这项便捷的技术扣上了"帮凶"的帽 子。"明明是造福百姓生活的技术，现在却沦为'帮凶'，NFC很冤枉。"信息通信专家陈志刚说，梳理多 起涉NFC诈骗案件可以发现，诈骗往往围绕一套精心编织的"剧本"展开，主要分为两大关键步骤。 第一步窃取核心信息。骗子通常会用极具迷惑性的话术，让受害者放下戒备。随后，骗子会引导受 害者点击钓鱼链接、下载带有木马病毒的App，或诱导其开启手机屏幕共享功能，借此轻松获取受害者 的银行卡号、身份证号以及手机号等信息。 第二步远程绑定与操控。拿到敏感信息后，骗子会将这些信息绑定到自己的NFC手机电子钱包，生 成"虚拟克隆卡"。同时，他们还可能通过屏幕共享功能远程操控受害者手机，诱导受害者开启NFC功 能，并将实体银行卡贴近手机背面。而这个关键动作，往往被包装成"身份验证""信息读取"的必要流 程，让受害者在不知不觉中掉入陷阱。 "手机NFC不用时千万要关闭"的话题最近登上社交媒体热搜榜，引发公众对NFC支付安全的热烈讨 论。有网友担忧，开启NFC功能后，手机里 ...

Core Insights - The article highlights the rapid growth and market impact of Alipay's "Tap" concept, which integrates technology, consumption, finance, and manufacturing, creating a robust capital market ecosystem [1][19] - The "Tap" ecosystem has attracted significant attention from the capital market, with related concept stocks experiencing substantial price increases and market capitalization growth [3][19] Market Performance - Companies like Aobo Zhongguang have seen their stock prices nearly double, with a year-to-date increase of nearly 100% [4] - Blues Technology has experienced a stock price increase of approximately 50% over the past six months, becoming a market favorite [6] - Fudan Microelectronics has seen its stock price rise over 30% since April, driven by its partnership with Alipay to develop specialized chips for the "Tap" payment system [8] Industry Composition - The "Tap" ecosystem includes a diverse range of companies across various sectors, such as new energy vehicles, consumer electronics, semiconductor manufacturing, media advertising, retail dining, real estate services, and transportation [1][10] - Leading companies in the ecosystem include BYD, which dominates the new energy vehicle market, and Blues Technology, which is a key supplier in the electronic glass and sapphire sectors [10][11] - The ecosystem also features niche champions like Aobo Zhongguang and Fudan Microelectronics, which hold critical positions in the supply chain due to their technological advantages [11] Ecosystem Expansion - The "Tap" concept has rapidly penetrated various service scenarios, with 17 products launched across different applications, enhancing user experience and operational efficiency for businesses [18][19] - The ecosystem is expected to evolve further, potentially integrating with IoT and blockchain technologies, which could redefine its role as a foundational infrastructure for the digital economy [19][20] Market Valuation - The total market capitalization of companies involved in the "Tap" ecosystem has exceeded 1.5 trillion RMB, indicating significant investor interest and confidence in the sector's growth potential [8][21] - The market structure resembles a pyramid, with hardware manufacturers and service entry companies at the top, followed by core technology suppliers and traditional industry players at the bottom [13][14]