退役军人创业支持
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支持退役军人创业!这一地出台贷款新举措→
Jin Rong Shi Bao· 2025-09-05 12:12
Core Viewpoint - The Beijing Financial Regulatory Bureau and the Veterans Affairs Bureau have issued a notification to further support veteran entrepreneurship through dedicated loan programs, emphasizing tailored financial services and efficient processing for veterans [1][3]. Group 1: Loan Program Implementation - The notification outlines the management of banks participating in the veteran entrepreneurship loan program, focusing on their willingness, network coverage, product innovation, service effectiveness, and risk management capabilities [3][4]. - A dynamic management approach will be adopted for the list of participating banks, based on their loan issuance scale, approval efficiency, and customer satisfaction [5]. Group 2: Target Beneficiaries - The program prioritizes individual veteran entrepreneurs, veteran-owned individual businesses, small and micro enterprises founded by veterans, and agricultural cooperatives, with a focus on technology and cultural creative enterprises [6]. - Special attention is given to veteran-founded small and micro enterprises that employ over 20% veterans and those that have received specific awards [6]. Group 3: Service Requirements - Banks are encouraged to develop exclusive products or optimize existing ones, utilizing military honor information to provide preferential treatment in loan access and amounts [7]. - A "one enterprise, one policy" approach will be adopted to customize service plans and establish green channels for loan applications [7]. Group 4: Service Efficiency Standards - The notification mandates a "3+1" service model, requiring banks to complete service connections within three working days and due diligence within one week to enhance approval efficiency [8]. - Regular follow-ups and risk management practices are emphasized to ensure effective post-loan services [8]. Group 5: Broader Context - Other cities, including Xiamen, Qingdao, and Shanxi, have also introduced measures to support veteran entrepreneurship, showcasing a nationwide trend in financial support for veterans [8][9]. - Specific initiatives include the establishment of dedicated financial brands and loan products tailored for veterans, highlighting a growing recognition of their contributions [9].
北京两部门:鼓励银行机构积极参与退役军人创业贷业务
Bei Jing Shang Bao· 2025-09-05 08:25
明确重点支持范围。将个人创业的退役军人、退役军人个体工商户、退役军人创办的中小微企业和农民 专业合作社作为重点支持对象,并将退役军人创办的科技型、文化创意类中小微企业,退役军人创办的 吸纳退役军人就业占比超过20%的中小微企业,以及荣获特定奖项的企业和项目,列为退役军人创业贷 重点支持范围。 北京商报讯(记者 宋亦桐)9月5日,北京商报记者获悉,根据《国家金融监督管理总局 退役军人事务 部关于开展退役军人创业贷进一步支持退役军人创业创新的通知》有关要求,北京金融监管局联合北京 市退役军人事务局,结合北京地区工作实际,细化政策举措,近日印发了《北京金融监管局 北京市退 役军人事务局关于开展退役军人创业贷进一步支持退役军人创业创新的通知》(以下简称《通知》)。 《通知》明确承办银行管理、支持对象范围、优化服务方式、细化流程管理等内容。具体来看,《通 知》鼓励银行机构积极参与退役军人创业贷业务。北京金融监管局会同北京市退役军人事务局,在充分 尊重银行机构参与意愿的情况下,综合考虑银行机构的网点覆盖、产品创新、服务成效及风险管控能力 等因素,分批确定承办银行名单。优先选择小微企业金融服务监管评价结果为一级或二A级、服 ...