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解码德保农商银行服务县域经济的“德保样本”
Zheng Quan Ri Bao· 2025-05-30 06:51
Core Viewpoint - The article highlights the significant role of Debao Rural Commercial Bank in supporting local economic development through financial services, particularly in agriculture, industry, and tourism sectors. Group 1: Financial Support and Performance - From January to April, Debao Rural Commercial Bank provided over 550 million yuan in credit to the county's economy, with total deposits and loans reaching 5.406 billion yuan and 4.282 billion yuan respectively by the end of April [1] - The bank's ranking among agricultural cooperative institutions in Guangxi improved from 44th at the end of 2022 to 8th by the end of the first quarter of 2025, indicating enhanced asset quality and regulatory metrics [1] Group 2: Industrial Development - A limestone industry company in Debao County has grown into a regional benchmark, supported by 15 years of financial empowerment from Debao Rural Commercial Bank, which provided a credit increase from 6 million yuan to 43.5 million yuan [2][3] - The company has established a production capacity of 2,155 tons per day and is a long-term partner of Guangxi Huayin Aluminum Co., achieving an annual production of 389,700 tons of lime in 2024 [3] Group 3: Tourism Sector Growth - The Debao Pony Kingdom tourist attraction received 135,200 visitors in 2024, generating approximately 9.25 million yuan in revenue, showcasing the impact of financial support on local tourism [4] - Debao Rural Commercial Bank provided 18 million yuan in fixed capital loans to the tourism project, utilizing innovative financing solutions to overcome funding shortages [4] Group 4: Agricultural Financing - Guangxi Bailede Agricultural Investment Co., a leading agricultural enterprise, received 2 million yuan in loans from Debao Rural Commercial Bank, which utilized a local government subsidy insurance policy as collateral [6] - The bank's support for Bailede has reached 2.8 million yuan, facilitating the purchase of agricultural inputs and technology upgrades [6][7] Group 5: Future Directions - Debao Rural Commercial Bank plans to support Bailede's transition to smart agriculture, focusing on a comprehensive management system that integrates IoT and precision farming technologies [7] - The bank aims to explore the integration of finance, technology, and agriculture to enhance the entire citrus industry chain in Guangxi [7]