金融服务县域经济
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跨越山海:架起县域“致富桥”
Jing Ji Guan Cha Wang· 2025-11-25 05:24
为响应这一需求,该行制定差异化服务方案,迅速启动"总行—省行—分行"三级联动服务机制。向上争取政策倾斜,向下打通执行堵点。在审批环节,采 取"前后台平行作业"模式——前台业务部门在调查阶段,后台审批部门即同步介入,双方共同赴现场实地考察,面对面解决问题。这种模式打破了传统银行 信贷审批的线性流程,大幅压缩了决策时间。最终,由农行贵州分行作为主要牵头行之一,为该项目提供超过40亿元的银团贷款支持,并根据工程建设进度 已投放贷款超34亿元,有力保障了从主体工程建设到原材料采购等关键环节的资金需求。 在保障工程"大资金"流转的同时,金融服务还将触角延伸到了具体的"人"。 在贵州省西南部,北盘江切开大地,形成了一道长达数公里的深切峡谷,被称为"地球裂缝",这里地形险峻,地质复杂,常年瞬时风力可达14级。长期以 来,这道天然屏障阻断了贵州省安顺市关岭县与黔西南州贞丰县的直接联系,两岸往来需绕行山路,耗时近2小时。 对于世代居住在峡谷两侧的布依族村民而言,这不仅是地理上的距离,更有经济上的羁绊。受制于交通限制,北岸关岭县的优质黄牛与南岸贞丰县的特色糯 食,长期难以实现跨区域的高效流通。两岸虽然坐拥壮丽的峡谷风光,却因路途 ...
解码德保农商银行服务县域经济的“德保样本”
Zheng Quan Ri Bao· 2025-05-30 06:51
Core Viewpoint - The article highlights the significant role of Debao Rural Commercial Bank in supporting local economic development through financial services, particularly in agriculture, industry, and tourism sectors. Group 1: Financial Support and Performance - From January to April, Debao Rural Commercial Bank provided over 550 million yuan in credit to the county's economy, with total deposits and loans reaching 5.406 billion yuan and 4.282 billion yuan respectively by the end of April [1] - The bank's ranking among agricultural cooperative institutions in Guangxi improved from 44th at the end of 2022 to 8th by the end of the first quarter of 2025, indicating enhanced asset quality and regulatory metrics [1] Group 2: Industrial Development - A limestone industry company in Debao County has grown into a regional benchmark, supported by 15 years of financial empowerment from Debao Rural Commercial Bank, which provided a credit increase from 6 million yuan to 43.5 million yuan [2][3] - The company has established a production capacity of 2,155 tons per day and is a long-term partner of Guangxi Huayin Aluminum Co., achieving an annual production of 389,700 tons of lime in 2024 [3] Group 3: Tourism Sector Growth - The Debao Pony Kingdom tourist attraction received 135,200 visitors in 2024, generating approximately 9.25 million yuan in revenue, showcasing the impact of financial support on local tourism [4] - Debao Rural Commercial Bank provided 18 million yuan in fixed capital loans to the tourism project, utilizing innovative financing solutions to overcome funding shortages [4] Group 4: Agricultural Financing - Guangxi Bailede Agricultural Investment Co., a leading agricultural enterprise, received 2 million yuan in loans from Debao Rural Commercial Bank, which utilized a local government subsidy insurance policy as collateral [6] - The bank's support for Bailede has reached 2.8 million yuan, facilitating the purchase of agricultural inputs and technology upgrades [6][7] Group 5: Future Directions - Debao Rural Commercial Bank plans to support Bailede's transition to smart agriculture, focusing on a comprehensive management system that integrates IoT and precision farming technologies [7] - The bank aims to explore the integration of finance, technology, and agriculture to enhance the entire citrus industry chain in Guangxi [7]