Group 1 - The core announcement from Industrial Bank states that it will close the online trading channel for personal precious metals transactions on February 14, 2026, due to business development needs [1][3] - Other trading channels such as counter and mobile banking will remain operational despite the closure of the online channel [1][3] - The bank has highlighted the current volatility in the precious metals market, indicating significant market risks, and urges personal clients who have not completed their contract terminations to take necessary actions [1][3]

Core Viewpoint - The Bank of China announced adjustments to the margin requirements and price fluctuation limits for silver forward contracts in response to a notice from the Shanghai Gold Exchange aimed at protecting investor rights and preventing market risks [1] Group 1: Margin Adjustments - The margin requirement for silver forward contracts on the Shanghai Gold Exchange will increase from 19% to 20% effective from the close of trading on January 30, 2026 [1] - The Bank of China's margin requirement for clients trading silver forward contracts will rise from 48.26% to 50.80% [1] Group 2: Price Fluctuation Limits - The price fluctuation limit for silver forward contracts will be adjusted from 18% to 19% starting from the next trading day on January 30 at 20:00 [1]