Core Viewpoint - Beijing Yihualu Information Technology Co., Ltd. has established a risk disposal plan to effectively prevent, control, and resolve financial risks associated with its operations with China Electronics Technology Finance Co., Ltd. [1] Group 1: Risk Prevention and Management - The company has formed a Financial Business Risk Prevention and Disposal Leadership Group, led by the chairman, to oversee risk management and report to the board of directors [1][2] - The financial department is responsible for daily supervision and management of the finance company, ensuring timely reporting of any issues to the leadership group [2][4] - A risk reporting system will be established to regularly or temporarily report to the board, including assessments of the finance company's operational qualifications and risk status [2][3] Group 2: Triggering Risk Disposal Procedures - The risk disposal procedures will be initiated if the finance company violates specific regulations or fails to meet financial indicators [3][4] - Other triggering events include significant operational changes, overdue loans, or severe financial crises affecting the finance company [3][4] Group 3: Emergency Response and Follow-up - Upon triggering risk disposal procedures, the leadership group will require detailed explanations from the finance company and may conduct investigations to analyze the causes of the risk [4][5] - After resolving the financial risk, the company will enhance supervision of the finance company and reassess its financial risk management strategies [5]

第四条 工作职责 （一）财务总监工作职责 负责组织在财务公司办理金融业务中风险防范和处置工作的组织及督导。 （二）财务部工作职责 关于与国投财务有限公司 开展金融业务的风险处置预案 第一章 总则 第一条 为有效防范、及时控制和化解亚普汽车部件股份有限公司（以下简称公 司）及控股子公司在国投财务有限公司（以下简称财务公司）办理金融业务的风险， 维护资金安全，特制定本风险处置预案。 第二章 风险处置组织机构及职责 第二条 公司风险处置预案负责人为公司财务总监，风险处置预案具体实施部 门为公司财务部。 第三条 公司财务部作为风险处置预案具体实施部门，应密切关注财务公司日 常经营情况，动态开展风险评估和识别，一旦出现风险预案确定的风险情形应立即 启动处置预案。 第七条 财务公司出现下列情形之一的，应立即启动风险处置程序： （一）财务公司出现违反《企业集团财务公司管理办法》中第31条、第32条规 定； （二）财务公司任何一个财务指标不符合《企业集团财务公司管理办法》第34 条规定，并与行业均值偏离严重； （三）财务公司发生挤提存款、到期债务不能支付、大额贷款逾期或担保垫款、 电脑系统严重故障、被抢劫或诈骗、董事或高级管 ...