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金融业要尽快补上助力种业振兴短板
Zheng Quan Ri Bao· 2025-07-13 15:44
Core Viewpoint - The development of the seed industry is crucial for food security and the supply of important agricultural products in China, which emphasizes the strategic importance of revitalizing the seed industry as a foundational project for national food security and agricultural modernization [1][2]. Financial Support for Seed Industry - Financial institutions have played a significant role in supporting the seed industry through various innovative forms, providing tailored credit and insurance products that cover all aspects of the industry chain, from basic research in laboratories to market promotion [1]. - Specific financial products include intellectual property pledge loans for companies with high R&D investments, breeding risk insurance for long breeding cycles, and flexible supply chain financial support for breeding and sales phases [1]. Challenges in Financial Support - There are existing shortcomings in the financial support for the seed industry, such as insufficient financial products to meet the differentiated and personalized financial needs of seed enterprises [2]. - Financial institutions often lack professionals who understand both finance and the seed industry, making it difficult to scientifically assess the technological content and R&D potential of seed projects [2]. Future Outlook - Continuous innovation and optimization in financial support are necessary to lower financing costs, innovate financial products, and improve risk-sharing mechanisms [2]. - The deep integration of finance and the seed industry is expected to provide strong support for national food security and accelerate the construction of a strong agricultural nation [2].