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银行与企业的一场“金融茶话会”
Jin Rong Shi Bao· 2025-10-14 03:40
Core Insights - The article highlights the efforts of the People's Bank of China in Deyang to implement financial support policies for the development of the private economy [1] - It emphasizes the positive impact of local government policies on attracting technology-driven companies like Zhuo Chao Optoelectronics to relocate to Deyang [2] Group 1: Company Development - Zhuo Chao Optoelectronics has successfully relocated from Shenzhen to Deyang, benefiting from local policies that support innovation and technology [2] - The company has applied for and successfully obtained 8 patents, with local banks assisting in the certification process for better loan rates [2] - The factory operates on an order-based model, achieving a stable monthly profit of approximately 600,000 yuan [4] Group 2: Financial Support and Services - Deyang's financial institutions offer a variety of credit products, including a "Science and Technology Loan" with a minimum lending scale of 150 million yuan [2] - The Deyang Rural Commercial Bank provides competitive discount rates for financial services, which are lower than those offered by other financial companies [4] - The People's Bank of China in Deyang is actively addressing issues faced by companies, such as account functionality limitations, to ensure smooth financial operations [5][6] Group 3: Collaboration and Communication - Continuous communication between banks and companies is emphasized as crucial for meeting financial needs effectively [5] - The Deyang Rural Commercial Bank has improved its services by upgrading the account functionality for Zhuo Chao Optoelectronics, allowing for efficient payroll processing [6] - The collaboration between government, banks, and enterprises is seen as a key factor in fostering a thriving business environment [3]